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Security FederalSFDL 73 Dividend Yield % is 1.49% as of Aug. 02, 2026, which is 3% above its 10-year median of 1.44. GuruFocus rates SFDL with a GF Score™ of 73/100 and a GF Value™ of $33.66 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,252 Banks companies, Security Federal ranks worse than 85.3% on this metric.
As of today (2026-08-02), the Trailing Annual Dividend Yield of Security Federal is 1.49%.
Warning Sign:
Security Federal Corp stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for Security Federal's Dividend Yield % or its related term are showing as below:
SFDL'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.91 Med: 1.44 Max: 2.48
Current: 1.49
During the past 13 years, the highest Dividend Yield of Security Federal was 2.48%. The lowest was 0.91%. And the median was 1.44%.
SFDL's Dividend Yield % is ranked worse than 85.3% of 1252
companies
in the Banks industry
Industry Median: 2.975
vs SFDL: 1.49
During the past 12 months, Security Federal's average Dividends Per Share Growth Rate was 7.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 7.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 8.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Security Federal was 81.70% per year. The lowest was 0.00% per year. And the median was 5.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Security Federal (OTCPK:SFDL) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Security Federal's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SFDL vs CWBK, CTUY, CCNB: Dividend Yield % Comparison
For the Banks - Regional subindustry, Security Federal's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Federal Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Security Federal's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Security Federal's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Security Federal Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.160000
2026-05-29
2026-05-31
2026-06-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.160000
2026-02-27
2026-02-28
2026-03-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.150000
2025-11-28
2025-11-30
2025-12-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.150000
2025-08-29
2025-08-31
2025-09-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Security Federal's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security Federal (SFDL) has a Dividend Yield % of 1.49% as of Aug. 02, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Security Federal and its competitors. This is near median its historical median of 1.44. Over the past decade, Security Federal's Dividend Yield % has ranged from 0.91 to 2.48. According to the industry distribution chart, Security Federal ranks #1068 out of 1252 companies in the Banks industry, placing it in the top 85.3%.
Is Security Federal's Dividend Yield % too high?
Security Federal's current Dividend Yield % of 1.49% is near median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 2.48. The Banks industry median Dividend Yield % is 2.98. Security Federal's value of 1.49% is 49.9% below this industry median. Based on the distribution chart, Security Federal ranks #1068 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Security Federal has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Federal's Dividend Yield % compare to CWBK and CTUY?
According to the Banks industry distribution chart, Security Federal ranks #1068 out of 1252 companies for Dividend Yield %. This places Security Federal in the lower half of its industry. The industry median Dividend Yield % is 2.98. Security Federal's value of 1.49% is 49.9% below this benchmark. Historically, Security Federal's own Dividend Yield % has ranged from 0.91 to 2.48 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 2.98, Security Federal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.98, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Federal's current Dividend Yield % of 1.49% is 49.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Security Federal and its competitors. For the Banks industry, the median Dividend Yield % is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Federal's current Dividend Yield % is 1.49%, which is near median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Federal stock overvalued right now?
Based on GuruFocus' analysis, Security Federal (SFDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.66, compared to a current price of $41.67 — trading 23.8% above its estimated fair value. The current Dividend Yield % is 1.49%, which is near median its 10-year median of 1.44 and 49.9% below the Banks industry median of 2.98. Security Federal's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Security Federal (SFDL), the current Dividend Yield % is 1.49% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Federal (SFDL) Overvalued in 2026?
Based on GuruFocus' analysis, Security Federal stock appears to be overvalued.
The current stock price of $41.67 is trading 23.8% above its estimated GF Value™ of $33.66.
GuruFocus considers Security Federal to be Modestly Overvalued.
Key valuation signals for SFDL:
Dividend Yield %: 1.49% (near median its 10-year median of 1.44)
GF Value™: $33.66 vs. price of $41.67 (23.8% above fair value)
Industry Position: 49.9% below the Banks median (#1068 of 1252)
No single metric tells the full story. See the SFDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The company also operates Security Federal Trust and Investments that offers trust, financial planning, and financial management services.
73GF Score
Get the complete analysis for SFDL
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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