SFDL (Security Federal) Total Liabilities: $1,417.63 Mil (As of Dec. 2025)

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SFDL Security Federal Corp SFDL
73 GF Score
Price $41.67
GF Value $33.66
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Security Federal Total Liabilities?

Security Federal SFDL 73 Total Liabilities is $1,417.63 Mil as of Dec. 2025. GuruFocus rates SFDL with a GF Score™ of 73/100 and a GF Value™ of $33.66 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Security Federal's Total Liabilities for the quarter that ended in Dec. 2025 was $1,417.63 Mil.

Security Federal's quarterly Total Liabilities declined from Jun. 2025 ($1,433.96 Mil) to Sep. 2025 ($1,417.23 Mil) but then increased from Sep. 2025 ($1,417.23 Mil) to Dec. 2025 ($1,417.63 Mil).

Security Federal's annual Total Liabilities increased from Dec. 2023 ($1,377.31 Mil) to Dec. 2024 ($1,429.38 Mil) but then declined from Dec. 2024 ($1,429.38 Mil) to Dec. 2025 ($1,417.63 Mil).


Security Federal Total Liabilities Historical Data

* Premium members only.

The historical data trend for Security Federal's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Federal Total Liabilities Chart

Security Federal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,185.69 1,221.13 1,377.31 1,429.38 1,417.63

Security Federal Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,429.38 1,397.29 1,433.96 1,417.23 1,417.63
SFDL
73GF Score
Security Federal Corp SFDL
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Federal Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Security Federal's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=1618.084-200.455
=1,417.63

Security Federal's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=1618.084-200.455
=1,417.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $1,417.63 Mil mean?
Security Federal (SFDL) has a Total Liabilities of $1,417.63 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Security Federal and its competitors.
Is Security Federal's Total Liabilities too high?
Security Federal's current Total Liabilities is $1,417.63 Mil. Overall, Security Federal has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Federal's Total Liabilities compare to CWBK and CTUY?
Security Federal's Total Liabilities of $1,417.63 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Security Federal and its competitors. Security Federal's current Total Liabilities is $1,417.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Federal stock overvalued right now?
Based on GuruFocus' analysis, Security Federal (SFDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.66, compared to a current price of $41.67 — trading 23.8% above its estimated fair value. The current Total Liabilities is $1,417.63 Mil. Security Federal's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Security Federal (SFDL), the current Total Liabilities is $1,417.63 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Federal (SFDL) Overvalued in 2026?

Based on GuruFocus' analysis, Security Federal stock appears to be overvalued. The current stock price of $41.67 is trading 23.8% above its estimated GF Value™ of $33.66. GuruFocus considers Security Federal to be Modestly Overvalued.

Key valuation signals for SFDL:

  • Total Liabilities: $1,417.63 Mil
  • GF Value™: $33.66 vs. price of $41.67 (23.8% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the SFDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Federal Business Description

Address 238 Richland Avenue Northwest, Aiken, SC, USA, 29801
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The company also operates Security Federal Trust and Investments that offers trust, financial planning, and financial management services.
73GF Score

Get the complete analysis for SFDL

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.67
Price
$33.66
GF Value