SFDL (Security Federal) Tariff Resilience Score: 9/10 (As of Aug. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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SFDL Security Federal Corp SFDL
73 GF Score
Price $41.67
GF Value $33.66
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Security Federal Tariff Resilience Score?

Security Federal SFDL 73 Tariff Resilience Score is 9 as of Aug. 02, 2026. GuruFocus rates SFDL with a GF Score™ of 73/100 and a GF Value™ of $33.66 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,606 Banks companies, Security Federal ranks better than 99.32% on this metric.

Security Federal has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Security Federal has Security Federal Corp is a regional bank with operations focused on domestic markets, providing it with a high level of resilience against international trade tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Security Federal might have Highly Resilient.

Security Federal  (OTCPK:SFDL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Security Federal Tariff Resilience Score Related Terms

SFDL vs CWBK, CTUY, CCNB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Security Federal's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Security Federal Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Security Federal's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Security Federal's Tariff Resilience Score falls into.


SFDL
73GF Score
Security Federal Corp SFDL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Security Federal (SFDL) has a Tariff Resilience Score of 9 as of Aug. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Security Federal ranks #11 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is Security Federal's Tariff Resilience Score too high?
Security Federal's current Tariff Resilience Score is 9. Based on the distribution chart, Security Federal ranks #11 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Security Federal has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Federal's Tariff Resilience Score compare to CWBK and CTUY?
According to the Banks industry distribution chart, Security Federal ranks #11 out of 1606 companies for Tariff Resilience Score. This places Security Federal in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Security Federal's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Federal stock overvalued right now?
Based on GuruFocus' analysis, Security Federal (SFDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.66, compared to a current price of $41.67 — trading 23.8% above its estimated fair value. The current Tariff Resilience Score is 9. Security Federal's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Security Federal (SFDL), the current Tariff Resilience Score is 9 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Federal (SFDL) Overvalued in 2026?

Based on GuruFocus' analysis, Security Federal stock appears to be overvalued. The current stock price of $41.67 is trading 23.8% above its estimated GF Value™ of $33.66. GuruFocus considers Security Federal to be Modestly Overvalued.

Key valuation signals for SFDL:

  • Tariff Resilience Score: 9
  • GF Value™: $33.66 vs. price of $41.67 (23.8% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the SFDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Federal Business Description

Address 238 Richland Avenue Northwest, Aiken, SC, USA, 29801
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The company also operates Security Federal Trust and Investments that offers trust, financial planning, and financial management services.
73GF Score

Get the complete analysis for SFDL

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.67
Price
$33.66
GF Value