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Security FederalSFDL 73 Market Cap is $128.89 Mil as of Aug. 03, 2026. GuruFocus rates SFDL with a GF Score™ of 73/100 and a GF Value™ of $33.67 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,542 Banks companies, Security Federal ranks worse than 76.39% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Security Federal's share price for the quarter that ended in Dec. 2025 was $33.5. Security Federal's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 3.11 Mil. Therefore, Security Federal's market cap for the quarter that ended in Dec. 2025 was $104.32 Mil.
Security Federal's quarterly market cap
increased
from Jun. 2025 ($95.52 Mil) to Sep. 2025 ($99.19 Mil) and
increased
from Sep. 2025 ($99.19 Mil) to Dec. 2025 ($104.32 Mil).
Security Federal's annual market cap
increased
from Dec. 2023 ($74.27 Mil) to Dec. 2024 ($86.53 Mil) and
increased
from Dec. 2024 ($86.53 Mil) to Dec. 2025 ($104.32 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Security Federal's Enterprise Value for Today is $88.61 Mil.
Security Federal (OTCPK:SFDL) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Security Federal Market Cap Related Terms
Security Federal Market Cap Historical Data
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The historical data trend for Security Federal's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Security Federal's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Federal Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Security Federal's Market Cap distribution charts can be found below:
* The bar in red indicates where Security Federal's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Security Federal's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security Federal (SFDL) has a Market Cap of $128.89 Mil as of Aug. 03, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Security Federal and its competitors. According to the industry distribution chart, Security Federal ranks #1178 out of 1542 companies in the Banks industry, placing it in the top 76.4%.
Is Security Federal's Market Cap too high?
Security Federal's current Market Cap is $128.89 Mil. The Banks industry median Market Cap is 731.81. Security Federal's value of $128.89 Mil is 82.4% below this industry median. Based on the distribution chart, Security Federal ranks #1178 out of 1542 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Security Federal has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Federal's Market Cap compare to CWBK and CTUY?
According to the Banks industry distribution chart, Security Federal ranks #1178 out of 1542 companies for Market Cap. This places Security Federal in the lower half of its industry. The industry median Market Cap is 731.81. Security Federal's value of $128.89 Mil is 82.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 731.81, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Federal's current Market Cap of $128.89 Mil is 82.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Security Federal and its competitors. For the Banks industry, the median Market Cap is 731.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Federal's current Market Cap is $128.89 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Federal stock overvalued right now?
Based on GuruFocus' analysis, Security Federal (SFDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.67, compared to a current price of $41.67 — trading 23.8% above its estimated fair value. The current Market Cap is $128.89 Mil and 82.4% below the Banks industry median of 731.81. Security Federal's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Security Federal (SFDL), the current Market Cap is $128.89 Mil as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Federal (SFDL) Overvalued in 2026?
Based on GuruFocus' analysis, Security Federal stock appears to be overvalued.
The current stock price of $41.67 is trading 23.8% above its estimated GF Value™ of $33.67.
GuruFocus considers Security Federal to be Modestly Overvalued.
Key valuation signals for SFDL:
Market Cap: $128.89 Mil
GF Value™: $33.67 vs. price of $41.67 (23.8% above fair value)
Industry Position: 82.4% below the Banks median (#1178 of 1542)
No single metric tells the full story. See the SFDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The company also operates Security Federal Trust and Investments that offers trust, financial planning, and financial management services.
73GF Score
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