SFDL (Security Federal) Total Assets: $1,618.08 Mil (As of Dec. 2025)

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SFDL Security Federal Corp SFDL
73 GF Score
Price $41.67
GF Value $33.66
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Security Federal Total Assets?

Security Federal SFDL 73 Total Assets is $1,618.08 Mil as of Dec. 2025. GuruFocus rates SFDL with a GF Score™ of 73/100 and a GF Value™ of $33.66 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Security Federal's Total Assets for the quarter that ended in Dec. 2025 was $1,618.08 Mil.

Warning Sign:

If a company builds assets at 23.7% a year, faster than its revenue growth rate of 6.4% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Security Federal's average Total Assets Growth Rate was 0.70% per year. During the past 3 years, the average Total Assets Growth Rate was 19.30% per year. During the past 5 years, the average Total Assets Growth Rate was 23.70% per year. During the past 10 years, the average Total Assets Growth Rate was 14.30% per year.

During the past 13 years, Security Federal's highest 3-Year average Total Assets Growth Rate was 34.50%. The lowest was -25.50%. And the median was 7.30%.

Total Assets is connected with ROA %. Security Federal's annualized ROA % for the quarter that ended in Dec. 2025 was 1.06%. Total Assets is also linked to Revenue through Asset Turnover. Security Federal's Asset Turnover for the quarter that ended in Dec. 2025 was 0.01.


Security Federal  (OTCPK:SFDL) Total Assets Explanation

Total Assets is connected with ROA %.

Security Federal's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=17.156/( (1612.017+1618.084)/ 2 )
=17.156/1615.0505
=1.06 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Security Federal's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=15.809/( (1612.017+1618.084)/ 2 )
=15.809/1615.0505
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Security Federal Total Assets Related Terms


Security Federal Total Assets Historical Data

* Premium members only.

The historical data trend for Security Federal's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Federal Total Assets Chart

Security Federal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,301.21 1,381.37 1,549.67 1,611.77 1,618.08

Security Federal Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,611.77 1,585.46 1,625.24 1,612.02 1,618.08
SFDL
73GF Score
Security Federal Corp SFDL
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Security Federal Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Security Federal's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=200.455+1417.629
=1,618.08

Security Federal's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=200.455+1417.629
=1,618.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $1,618.08 Mil mean?
Security Federal (SFDL) has a Total Assets of $1,618.08 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Security Federal and its competitors.
Is Security Federal's Total Assets too high?
Security Federal's current Total Assets is $1,618.08 Mil. Overall, Security Federal has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Federal's Total Assets compare to CWBK and CTUY?
Security Federal's Total Assets of $1,618.08 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Security Federal and its competitors. Security Federal's current Total Assets is $1,618.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Federal stock overvalued right now?
Based on GuruFocus' analysis, Security Federal (SFDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.66, compared to a current price of $41.67 — trading 23.8% above its estimated fair value. The current Total Assets is $1,618.08 Mil. Security Federal's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Security Federal (SFDL), the current Total Assets is $1,618.08 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Federal (SFDL) Overvalued in 2026?

Based on GuruFocus' analysis, Security Federal stock appears to be overvalued. The current stock price of $41.67 is trading 23.8% above its estimated GF Value™ of $33.66. GuruFocus considers Security Federal to be Modestly Overvalued.

Key valuation signals for SFDL:

  • Total Assets: $1,618.08 Mil
  • GF Value™: $33.66 vs. price of $41.67 (23.8% above fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the SFDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Federal Business Description

Address 238 Richland Avenue Northwest, Aiken, SC, USA, 29801
Security Federal Corp and its subsidiaries are involved in the business of providing commercial and personal banking services as well as auto, business, home, and health insurance. The primary business of the company is to accept deposits from the general public and originate commercial real estate loans, commercial business loans, consumer loans as well as mortgage loans to buy or refinance one-to-four family residential real estate. It also originates construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. The company also operates Security Federal Trust and Investments that offers trust, financial planning, and financial management services.
73GF Score

Get the complete analysis for SFDL

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.67
Price
$33.66
GF Value