AROW (Arrow Financial) Institutional Ownership: 60.81% (As of Jul. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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AROW Arrow Financial Corp AROW
69 GF Score
Price $41.56
GF Value $36.21
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Arrow Financial Institutional Ownership?

Arrow Financial AROW -2.27% 69 Institutional Ownership is 60.81% as of Jul. 17, 2026. GuruFocus rates AROW with a GF Score™ of 69/100 and a GF Value™ of $36.21 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Arrow Financial's institutional ownership is 60.81%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Arrow Financial's Insider Ownership is 6.82%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Arrow Financial's Float Percentage Of Total Shares Outstanding is 97.79%.

Arrow Financial Institutional Ownership Historical Data

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The historical data trend for Arrow Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arrow Financial Institutional Ownership Chart

Arrow Financial Historical Data

The historical data trend for Arrow Financial can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 31.11 30.84 30.95 31.46 31.11 31.44 31.09 30.67 30.88 33.25
AROW
69GF Score
Arrow Financial Corp AROW
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Arrow Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 60.81% mean?
Arrow Financial (AROW) has a Institutional Ownership of 60.81% as of Jul. 17, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Arrow Financial and its competitors.
Is Arrow Financial's Institutional Ownership too high?
Arrow Financial's current Institutional Ownership is 60.81%. Overall, Arrow Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arrow Financial's Institutional Ownership compare to TCBX and HIFS?
Arrow Financial's Institutional Ownership of 60.81% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Arrow Financial and its competitors. Arrow Financial's current Institutional Ownership is 60.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arrow Financial stock overvalued right now?
Based on GuruFocus' analysis, Arrow Financial (AROW) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.21, compared to a current price of $41.56 — trading 14.8% above its estimated fair value. The current Institutional Ownership is 60.81%. Arrow Financial's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Arrow Financial (AROW), the current Institutional Ownership is 60.81% as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arrow Financial (AROW) Overvalued in 2026?

Based on GuruFocus' analysis, Arrow Financial stock appears to be overvalued. The current stock price of $41.56 is trading 14.8% above its estimated GF Value™ of $36.21. GuruFocus considers Arrow Financial to be Modestly Overvalued.

Key valuation signals for AROW:

  • Institutional Ownership: 60.81%
  • GF Value™: $36.21 vs. price of $41.56 (14.8% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the AROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arrow Financial Business Description

Address 250 Glen Street, Glens Falls, NY, USA, 12801
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of the company's revenue is interest income, fees, commission earned through its subsidiaries.
69GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.56
Price
$36.21
GF Value