Arrow Financial's ROE % for the quarter that ended in Mar. 2026 was 12.37%. Arrow Financial's PB Ratio for the quarter that ended in Mar. 2026 was 1.26.
Arrow Financial's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.82%.
Arrow Financial ROE % Adjusted to Book Value Related Terms
Arrow Financial ROE % Adjusted to Book Value Historical Data
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The historical data trend for Arrow Financial's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arrow Financial ROE % Adjusted to Book Value Chart
AROW vs CARE, BCAL, RRBI: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Arrow Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arrow Financial ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Arrow Financial's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Arrow Financial's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 9.82% mean?
Arrow Financial (AROW) has a ROE % Adjusted to Book Value of 9.82% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arrow Financial and its competitors.
Is Arrow Financial's ROE % Adjusted to Book Value too high?
Arrow Financial's current ROE % Adjusted to Book Value is 9.82%. Overall, Arrow Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arrow Financial's ROE % Adjusted to Book Value compare to CARE and BCAL?
Arrow Financial's ROE % Adjusted to Book Value of 9.82% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Arrow Financial and its competitors. Arrow Financial's current ROE % Adjusted to Book Value is 9.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arrow Financial stock overvalued right now?
Based on GuruFocus' analysis, Arrow Financial (AROW) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.64, compared to a current price of $40.96 — trading 14.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.82%. Arrow Financial's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Arrow Financial (AROW), the current ROE % Adjusted to Book Value is 9.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arrow Financial (AROW) Overvalued in 2026?
Based on GuruFocus' analysis, Arrow Financial stock appears to be overvalued.
The current stock price of $40.96 is trading 14.9% above its estimated GF Value™ of $35.64.
GuruFocus considers Arrow Financial to be Modestly Overvalued.
Key valuation signals for AROW:
ROE % Adjusted to Book Value: 9.82%
GF Value™: $35.64 vs. price of $40.96 (14.9% above fair value)
No single metric tells the full story. See the AROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of the company's revenue is interest income, fees, commission earned through its subsidiaries.
69GF Score
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