AROW (Arrow Financial) Tariff Resilience Score: 8/10 (As of Jul. 03, 2026)


AROW Arrow Financial Corp AROW
69 GF Score
Price $41.29
GF Value $35.83
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Arrow Financial Tariff Resilience Score?

Arrow Financial AROW -1.85% 69 Tariff Resilience Score is 8 as of Jul. 03, 2026. GuruFocus rates AROW with a GF Score™ of 69/100 and a GF Value™ of $35.83 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,608 Banks companies, Arrow Financial ranks better than 78.73% on this metric.

Arrow Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Arrow Financial has Arrow Financial Corp is primarily a financial services company with minimal exposure to tariffs. Its operations are largely domestic, and it is insulated from direct trade-related impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Arrow Financial might have Highly Resilient.

Arrow Financial  (NAS:AROW) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Arrow Financial Tariff Resilience Score Related Terms

AROW vs TCBX, HIFS, PFIS: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Arrow Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Arrow Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Arrow Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Arrow Financial's Tariff Resilience Score falls into.


AROW
69GF Score
Arrow Financial Corp AROW
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Arrow Financial (AROW) has a Tariff Resilience Score of 8 as of Jul. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Arrow Financial ranks #342 out of 1608 companies in the Banks industry, placing it in the top 21.3%.
Is Arrow Financial's Tariff Resilience Score too high?
Arrow Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Arrow Financial ranks #342 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Arrow Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arrow Financial's Tariff Resilience Score compare to TCBX and HIFS?
According to the Banks industry distribution chart, Arrow Financial ranks #342 out of 1608 companies for Tariff Resilience Score. This places Arrow Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Arrow Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arrow Financial stock overvalued right now?
Based on GuruFocus' analysis, Arrow Financial (AROW) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.83, compared to a current price of $41.29 — trading 15.2% above its estimated fair value. The current Tariff Resilience Score is 8. Arrow Financial's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Arrow Financial (AROW), the current Tariff Resilience Score is 8 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arrow Financial (AROW) Overvalued in 2026?

Based on GuruFocus' analysis, Arrow Financial stock appears to be overvalued. The current stock price of $41.29 is trading 15.2% above its estimated GF Value™ of $35.83. GuruFocus considers Arrow Financial to be Modestly Overvalued.

Key valuation signals for AROW:

  • Tariff Resilience Score: 8
  • GF Value™: $35.83 vs. price of $41.29 (15.2% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the AROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arrow Financial Business Description

Address 250 Glen Street, Glens Falls, NY, USA, 12801
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of the company's revenue is interest income, fees, commission earned through its subsidiaries.
69GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.29
Price
$35.83
GF Value