AROW (Arrow Financial) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


AROW Arrow Financial Corp AROW
69 GF Score
Price $40.67
GF Value $36.04
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Arrow Financial ROC (Joel Greenblatt) %?

Arrow Financial AROW +0.23% 69 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates AROW with a GF Score™ of 69/100 and a GF Value™ of $36.04 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Arrow Financial ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

AROW
69GF Score
Arrow Financial Corp AROW
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Arrow Financial (AROW) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Arrow Financial and its competitors. According to the industry distribution chart, Arrow Financial ranks #999999 out of 46 companies in the Banks industry.
Is Arrow Financial's ROC (Joel Greenblatt) % too high?
Arrow Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Arrow Financial ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Arrow Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arrow Financial's ROC (Joel Greenblatt) % compare to TCBX and HIFS?
According to the Banks industry distribution chart, Arrow Financial ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Arrow Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Arrow Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arrow Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arrow Financial stock overvalued right now?
Based on GuruFocus' analysis, Arrow Financial (AROW) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.04, compared to a current price of $40.67 — trading 12.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Arrow Financial's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Arrow Financial (AROW), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arrow Financial (AROW) Overvalued in 2026?

Based on GuruFocus' analysis, Arrow Financial stock appears to be overvalued. The current stock price of $40.67 is trading 12.8% above its estimated GF Value™ of $36.04. GuruFocus considers Arrow Financial to be Modestly Overvalued.

Key valuation signals for AROW:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $36.04 vs. price of $40.67 (12.8% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the AROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arrow Financial Business Description

Address 250 Glen Street, Glens Falls, NY, USA, 12801
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of the company's revenue is interest income, fees, commission earned through its subsidiaries.
69GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.67
Price
$36.04
GF Value