BSPA (Ballston SpA Bancorp) Institutional Ownership: 3.54% (As of Jul. 31, 2026)

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BSPA Ballston SpA Bancorp Inc BSPA
61 GF Score
Price $78.25
GF Value $68.23
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Ballston SpA Bancorp Institutional Ownership?

Ballston SpA Bancorp BSPA +1.48% 61 Institutional Ownership is 3.54% as of Jul. 31, 2026. GuruFocus rates BSPA with a GF Score™ of 61/100 and a GF Value™ of $68.23 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Ballston SpA Bancorp's institutional ownership is 3.54%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Ballston SpA Bancorp's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Ballston SpA Bancorp's Float Percentage Of Total Shares Outstanding is 0.00%.

Ballston SpA Bancorp Institutional Ownership Historical Data

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The historical data trend for Ballston SpA Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ballston SpA Bancorp Institutional Ownership Chart

Ballston SpA Bancorp Historical Data

The historical data trend for Ballston SpA Bancorp can be seen below:

2018-02-28 2018-03-31 2018-04-30 2018-05-31 2018-06-30 2018-07-31 2018-08-31 2018-09-30 2018-10-31 2018-11-30
Institutional Ownership 8.63 8.63 8.63 8.63 8.63 8.63 8.63 8.63 8.63 8.63
BSPA
61GF Score
Ballston SpA Bancorp Inc BSPA
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Ballston SpA Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 3.54% mean?
Ballston SpA Bancorp (BSPA) has a Institutional Ownership of 3.54% as of Jul. 31, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Ballston SpA Bancorp and its competitors.
Is Ballston SpA Bancorp's Institutional Ownership too high?
Ballston SpA Bancorp's current Institutional Ownership is 3.54%. Overall, Ballston SpA Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ballston SpA Bancorp's Institutional Ownership compare to GVYB and CIZN?
Ballston SpA Bancorp's Institutional Ownership of 3.54% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Ballston SpA Bancorp and its competitors. Ballston SpA Bancorp's current Institutional Ownership is 3.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ballston SpA Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Ballston SpA Bancorp (BSPA) is currently considered Modestly Overvalued. The stock's GF Value™ is $68.23, compared to a current price of $78.25 — trading 14.7% above its estimated fair value. The current Institutional Ownership is 3.54%. Ballston SpA Bancorp's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Ballston SpA Bancorp (BSPA), the current Institutional Ownership is 3.54% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ballston SpA Bancorp (BSPA) Overvalued in 2026?

Based on GuruFocus' analysis, Ballston SpA Bancorp stock appears to be overvalued. The current stock price of $78.25 is trading 14.7% above its estimated GF Value™ of $68.23. GuruFocus considers Ballston SpA Bancorp to be Modestly Overvalued.

Key valuation signals for BSPA:

  • Institutional Ownership: 3.54%
  • GF Value™: $68.23 vs. price of $78.25 (14.7% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the BSPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ballston SpA Bancorp Business Description

Address 990 State Route 67, Ballston Spa, NY, USA, 12020
Ballston SpA Bancorp Inc is a bank-based financial services company. The parent company's banking subsidiary, Ballston Spa National Bank, is a community-based commercial bank and provides banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers through its thirteen branch offices.
61GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.25
Price
$68.23
GF Value