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Ballston SpA Bancorp (Ballston SpA Bancorp) Pretax Margin % : 24.43% (As of Sep. 2007)


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What is Ballston SpA Bancorp Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Ballston SpA Bancorp's Pre-Tax Income for the three months ended in Sep. 2007 was $0.80 Mil. Ballston SpA Bancorp's Revenue for the three months ended in Sep. 2007 was $3.28 Mil. Therefore, Ballston SpA Bancorp's pretax margin for the quarter that ended in Sep. 2007 was 24.43%.

The historical rank and industry rank for Ballston SpA Bancorp's Pretax Margin % or its related term are showing as below:


BSPA's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 32.88
* Ranked among companies with meaningful Pretax Margin % only.

Ballston SpA Bancorp Pretax Margin % Historical Data

The historical data trend for Ballston SpA Bancorp's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ballston SpA Bancorp Pretax Margin % Chart

Ballston SpA Bancorp Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
Pretax Margin %
0.90 14.24 8.85 13.94 21.34

Ballston SpA Bancorp Quarterly Data
Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.69 22.11 26.37 27.38 24.43

Competitive Comparison of Ballston SpA Bancorp's Pretax Margin %

For the Banks - Regional subindustry, Ballston SpA Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ballston SpA Bancorp's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Ballston SpA Bancorp's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Ballston SpA Bancorp's Pretax Margin % falls into.



Ballston SpA Bancorp Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Ballston SpA Bancorp's Pretax Margin for the fiscal year that ended in Dec. 2006 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2006 )/Revenue (A: Dec. 2006 )
=2.746/12.866
=21.34 %

Ballston SpA Bancorp's Pretax Margin for the quarter that ended in Sep. 2007 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2007 )/Revenue (Q: Sep. 2007 )
=0.802/3.283
=24.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ballston SpA Bancorp  (OTCPK:BSPA) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Ballston SpA Bancorp Pretax Margin % Related Terms

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Ballston SpA Bancorp (Ballston SpA Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
990 State Route 67, Ballston Spa, NY, USA, 12020
Ballston SpA Bancorp Inc is a bank-based financial services company. The parent company's banking subsidiary, Ballston Spa National Bank, is a community-based commercial bank and provides banking, financing, fiduciary, brokerage and other financial services to corporate, municipal, and individual customers through its thirteen branch offices.

Ballston SpA Bancorp (Ballston SpA Bancorp) Headlines