CZBT (Citizens Bancorp of Virginia) Institutional Ownership: 1.47% (As of Aug. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CZBT Citizens Bancorp of Virginia Inc CZBT
72 GF Score
Price $42.85
GF Value $35.00
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Citizens Bancorp of Virginia Institutional Ownership?

Citizens Bancorp of Virginia CZBT 72 Institutional Ownership is 1.47% as of Aug. 15, 2026. GuruFocus rates CZBT with a GF Score™ of 72/100 and a GF Value™ of $35.00 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Citizens Bancorp of Virginia's institutional ownership is 1.47%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Citizens Bancorp of Virginia's Insider Ownership is 3.49%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Citizens Bancorp of Virginia's Float Percentage Of Total Shares Outstanding is 0.00%.


Citizens Bancorp of Virginia Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Citizens Bancorp of Virginia's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancorp of Virginia Institutional Ownership Chart

Citizens Bancorp of Virginia Historical Data

The historical data trend for Citizens Bancorp of Virginia can be seen below:

2024-11-30 2024-12-31 2025-01-31 2025-02-28 2025-03-31 2025-04-30 2025-05-31 2025-06-30 2025-07-31 2025-08-31
Institutional Ownership 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04
CZBT
72GF Score
Citizens Bancorp of Virginia Inc CZBT
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizens Bancorp of Virginia Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 1.47% mean?
Citizens Bancorp of Virginia (CZBT) has a Institutional Ownership of 1.47% as of Aug. 15, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Citizens Bancorp of Virginia and its competitors.
Is Citizens Bancorp of Virginia's Institutional Ownership too high?
Citizens Bancorp of Virginia's current Institutional Ownership is 1.47%. Overall, Citizens Bancorp of Virginia has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp of Virginia's Institutional Ownership compare to HMLN and IBTN?
Citizens Bancorp of Virginia's Institutional Ownership of 1.47% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Citizens Bancorp of Virginia and its competitors. Citizens Bancorp of Virginia's current Institutional Ownership is 1.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp of Virginia stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp of Virginia (CZBT) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.00, compared to a current price of $42.85 — trading 22.4% above its estimated fair value. The current Institutional Ownership is 1.47%. Citizens Bancorp of Virginia's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Citizens Bancorp of Virginia (CZBT), the current Institutional Ownership is 1.47% as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancorp of Virginia (CZBT) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancorp of Virginia stock appears to be overvalued. The current stock price of $42.85 is trading 22.4% above its estimated GF Value™ of $35.00. GuruFocus considers Citizens Bancorp of Virginia to be Modestly Overvalued.

Key valuation signals for CZBT:

  • Institutional Ownership: 1.47%
  • GF Value™: $35.00 vs. price of $42.85 (22.4% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the CZBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Bancorp of Virginia Business Description

Address 126 South Main Street, Blackstone, VA, USA, 23824
Citizens Bancorp of Virginia Inc is a one-bank holding company. The bank conducts the general business of a commercial bank. The bank offers traditional lending and deposit products to businesses and individuals. Its business banking services include checking, savings, certificates of deposit, and merchant services. It has six loan portfolios that include residential real estate, commercial real estate, farmland, Construction, commercial and industrial loans, and consumer loans.
72GF Score

Get the complete analysis for CZBT

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.85
Price
$35.00
GF Value