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Everlon FinancialsBOM:514358 -3.69%58 Interest Coverage is 14,547.00 as of Jun. 2026, which is 455919% above its 10-year median of 3.19. GuruFocus rates BOM:514358 with a GF Score™ of 58/100 and a GF Value™ of ₹83.80 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 163 Credit Services companies, Everlon Financials ranks worse than 613496.32% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Everlon Financials's
Operating Income
for the
three
months ended in Jun. 2026 was ₹29.09 Mil. Everlon Financials's Interest Expense for the
three
months ended in Jun. 2026 was ₹-0.00 Mil.
Everlon Financials's interest coverage for the quarter that ended in Jun. 2026 was 14,547.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Everlon Financials's Interest Coverage or its related term are showing as below:
BOM:514358's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 52.24 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Everlon Financials Interest Coverage Related Terms
Everlon Financials Interest Coverage Historical Data
* Premium members only.
The historical data trend for Everlon Financials's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:514358 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Everlon Financials's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everlon Financials Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Everlon Financials's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Everlon Financials's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Everlon Financials (BOM:514358) has a Interest Coverage of 14,547.00 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Everlon Financials and its competitors. This is 455919% above median its historical median of 3.19. According to the industry distribution chart, Everlon Financials ranks #999999 out of 163 companies in the Credit Services industry.
Is Everlon Financials' Interest Coverage too high?
Everlon Financials' current Interest Coverage of 14,547.00 is 455919% above median its 10-year median of 3.19. The Credit Services industry median Interest Coverage is 52.24. Everlon Financials' value of 14,547.00 is 27746.5% above this industry median. Based on the distribution chart, Everlon Financials ranks #999999 out of 163 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Everlon Financials has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Everlon Financials' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Everlon Financials ranks #999999 out of 163 companies for Interest Coverage. This places Everlon Financials in the lower half of its industry. The industry median Interest Coverage is 52.24. Everlon Financials' value of 14,547.00 is 27746.5% above this benchmark. While the company's 10-year median is 3.19 vs. the industry median of 52.24, Everlon Financials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 52.24, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everlon Financials's current Interest Coverage of 14,547.00 is 27746.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Everlon Financials and its competitors. For the Credit Services industry, the median Interest Coverage is 52.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everlon Financials's current Interest Coverage is 14,547.00, which is 455919% above median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everlon Financials stock overvalued right now?
Based on GuruFocus' analysis, Everlon Financials (BOM:514358) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹83.80, compared to a current price of ₹105.65 — trading 26.1% above its estimated fair value. The current Interest Coverage is 14,547.00, which is 455919% above median its 10-year median of 3.19 and 27746.5% above the Credit Services industry median of 52.24. Everlon Financials' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Everlon Financials (BOM:514358), the current Interest Coverage is 14,547.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everlon Financials (BOM:514358) Overvalued in 2026?
Based on GuruFocus' analysis, Everlon Financials stock appears to be overvalued.
The current stock price of ₹105.65 is trading 26.1% above its estimated GF Value™ of ₹83.80.
GuruFocus considers Everlon Financials to be Modestly Overvalued.
Key valuation signals for BOM:514358:
Interest Coverage: 14,547.00 (455919% above median its 10-year median of 3.19)
GF Value™: ₹83.80 vs. price of ₹105.65 (26.1% above fair value)
Industry Position: 27746.5% above the Credit Services median (#999999 of 163)
No single metric tells the full story. See the BOM:514358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everlon Financials Ltd operates as a Non-Banking Financial Institution. The company is engaged in the business of funding Solar plants, and investment activities, and now proposes to provide loans or advances to the MSME sector.
58GF Score
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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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