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Everlon FinancialsBOM:514358 -0.94%58 ROC (Joel Greenblatt) % is 108.18% as of Jun. 2026, which is 1631% above its 10-year median of 6.25. GuruFocus rates BOM:514358 with a GF Score™ of 58/100 and a GF Value™ of ₹84.74 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 418 Credit Services companies, Everlon Financials ranks worse than 79.19% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Everlon Financials's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 108.18%.
The historical rank and industry rank for Everlon Financials's ROC (Joel Greenblatt) % or its related term are showing as below:
BOM:514358'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -45.18 Med: 6.25 Max: 67.61
Current: -21.09
During the past 13 years, Everlon Financials's highest ROC (Joel Greenblatt) % was 67.61%. The lowest was -45.18%. And the median was 6.25%.
BOM:514358's ROC (Joel Greenblatt) % is ranked worse than 79.19% of 418
companies
in the Credit Services industry
Industry Median: 32.065
vs BOM:514358: -21.09
Everlon Financials's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Everlon Financials ROC (Joel Greenblatt) % Related Terms
Everlon Financials ROC (Joel Greenblatt) % Historical Data
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The historical data trend for Everlon Financials's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:514358 vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, Everlon Financials's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everlon Financials ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Everlon Financials's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Everlon Financials's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 108.18% mean?
Everlon Financials (BOM:514358) has a ROC (Joel Greenblatt) % of 108.18% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Everlon Financials and its competitors. This is 1631% above median its historical median of 6.25. According to the industry distribution chart, Everlon Financials ranks #331 out of 418 companies in the Credit Services industry, placing it in the top 79.2%.
Is Everlon Financials' ROC (Joel Greenblatt) % too high?
Everlon Financials' current ROC (Joel Greenblatt) % of 108.18% is 1631% above median its 10-year median of 6.25. The Credit Services industry median ROC (Joel Greenblatt) % is 32.07. Everlon Financials' value of 108.18% is 237.4% above this industry median. Based on the distribution chart, Everlon Financials ranks #331 out of 418 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Everlon Financials has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Everlon Financials' ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Everlon Financials ranks #331 out of 418 companies for ROC (Joel Greenblatt) %. This places Everlon Financials in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 32.07. Everlon Financials' value of 108.18% is 237.4% above this benchmark. While the company's 10-year median is 6.25 vs. the industry median of 32.07, Everlon Financials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 32.07, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everlon Financials's current ROC (Joel Greenblatt) % of 108.18% is 237.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Everlon Financials and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 32.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everlon Financials's current ROC (Joel Greenblatt) % is 108.18%, which is 1631% above median its own 10-year median of 6.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everlon Financials stock overvalued right now?
Based on GuruFocus' analysis, Everlon Financials (BOM:514358) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹84.74, compared to a current price of ₹104.90 — trading 23.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is 108.18%, which is 1631% above median its 10-year median of 6.25 and 237.4% above the Credit Services industry median of 32.07. Everlon Financials' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Everlon Financials (BOM:514358), the current ROC (Joel Greenblatt) % is 108.18% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everlon Financials (BOM:514358) Overvalued in 2026?
Based on GuruFocus' analysis, Everlon Financials stock appears to be overvalued.
The current stock price of ₹104.90 is trading 23.8% above its estimated GF Value™ of ₹84.74.
GuruFocus considers Everlon Financials to be Modestly Overvalued.
Key valuation signals for BOM:514358:
ROC (Joel Greenblatt) %: 108.18% (1631% above median its 10-year median of 6.25)
GF Value™: ₹84.74 vs. price of ₹104.90 (23.8% above fair value)
Industry Position: 237.4% above the Credit Services median (#331 of 418)
No single metric tells the full story. See the BOM:514358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everlon Financials Ltd operates as a Non-Banking Financial Institution. The company is engaged in the business of funding Solar plants, and investment activities, and now proposes to provide loans or advances to the MSME sector.
58GF Score
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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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