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Everlon FinancialsBOM:514358 -2.40%58 Return-on-Tangible-Equity is 64.63% as of Jun. 2026, which is 1945% above its 10-year median of 3.16. GuruFocus rates BOM:514358 with a GF Score™ of 58/100 and a GF Value™ of ₹83.57 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 527 Credit Services companies, Everlon Financials ranks worse than 93.74% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Everlon Financials's annualized net income for the quarter that ended in Jun. 2026 was ₹112.48 Mil. Everlon Financials's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₹174.03 Mil. Therefore, Everlon Financials's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 64.63%.
The historical rank and industry rank for Everlon Financials's Return-on-Tangible-Equity or its related term are showing as below:
BOM:514358'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -27.37 Med: 3.16 Max: 54.35
Current: -14.07
During the past 13 years, Everlon Financials's highest Return-on-Tangible-Equity was 54.35%. The lowest was -27.37%. And the median was 3.16%.
BOM:514358's Return-on-Tangible-Equity is ranked worse than 93.74% of 527
companies
in the Credit Services industry
Industry Median: 7.05
vs BOM:514358: -14.07
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Everlon Financials Return-on-Tangible-Equity Related Terms
Everlon Financials Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Everlon Financials's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:514358 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Everlon Financials's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everlon Financials Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Everlon Financials's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Everlon Financials's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 64.63% mean?
Everlon Financials (BOM:514358) has a Return-on-Tangible-Equity of 64.63% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Everlon Financials and its competitors. This is 1945% above median its historical median of 3.16. According to the industry distribution chart, Everlon Financials ranks #494 out of 527 companies in the Credit Services industry, placing it in the top 93.7%.
Is Everlon Financials' Return-on-Tangible-Equity too high?
Everlon Financials' current Return-on-Tangible-Equity of 64.63% is 1945% above median its 10-year median of 3.16. The Credit Services industry median Return-on-Tangible-Equity is 7.05. Everlon Financials' value of 64.63% is 816.7% above this industry median. Based on the distribution chart, Everlon Financials ranks #494 out of 527 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Everlon Financials has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Everlon Financials' Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Everlon Financials ranks #494 out of 527 companies for Return-on-Tangible-Equity. This places Everlon Financials in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.05. Everlon Financials' value of 64.63% is 816.7% above this benchmark. While the company's 10-year median is 3.16 vs. the industry median of 7.05, Everlon Financials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.05, based on 527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everlon Financials's current Return-on-Tangible-Equity of 64.63% is 816.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Everlon Financials and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everlon Financials's current Return-on-Tangible-Equity is 64.63%, which is 1945% above median its own 10-year median of 3.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everlon Financials stock overvalued right now?
Based on GuruFocus' analysis, Everlon Financials (BOM:514358) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹83.57, compared to a current price of ₹105.90 — trading 26.7% above its estimated fair value. The current Return-on-Tangible-Equity is 64.63%, which is 1945% above median its 10-year median of 3.16 and 816.7% above the Credit Services industry median of 7.05. Everlon Financials' overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Everlon Financials (BOM:514358), the current Return-on-Tangible-Equity is 64.63% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everlon Financials (BOM:514358) Overvalued in 2026?
Based on GuruFocus' analysis, Everlon Financials stock appears to be overvalued.
The current stock price of ₹105.90 is trading 26.7% above its estimated GF Value™ of ₹83.57.
GuruFocus considers Everlon Financials to be Modestly Overvalued.
Key valuation signals for BOM:514358:
Return-on-Tangible-Equity: 64.63% (1945% above median its 10-year median of 3.16)
GF Value™: ₹83.57 vs. price of ₹105.90 (26.7% above fair value)
Industry Position: 816.7% above the Credit Services median (#494 of 527)
No single metric tells the full story. See the BOM:514358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everlon Financials Ltd operates as a Non-Banking Financial Institution. The company is engaged in the business of funding Solar plants, and investment activities, and now proposes to provide loans or advances to the MSME sector.
58GF Score
Get the complete analysis for BOM:514358
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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