Everlon FinancialsBOM:514358 -2.61%65 Quick Ratio is 2.12 as of Mar. 2026, which is 39% above its 10-year median of 1.52. GuruFocus rates BOM:514358 with a GF Score™ of 65/100 and a GF Value™ of ₹154.20 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 394 Credit Services companies, Everlon Financials ranks worse than 62.69% on this metric.
Everlon Financials has a quick ratio of 2.12. It generally indicates good short-term financial strength.
The historical rank and industry rank for Everlon Financials's Quick Ratio or its related term are showing as below:
BOM:514358'
s Quick Ratio Range Over the Past 10 Years
Min: 0.63 Med: 1.52 Max: 48.66
Current: 2.12
During the past 13 years, Everlon Financials's highest Quick Ratio was 48.66. The lowest was 0.63. And the median was 1.52.
BOM:514358's Quick Ratio is ranked worse than 62.69% of 394
companies
in the Credit Services industry
Industry Median: 4.52
vs BOM:514358: 2.12
Everlon Financials (BOM:514358) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Everlon Financials Quick Ratio Related Terms
Everlon Financials Quick Ratio Historical Data
* Premium members only.
The historical data trend for Everlon Financials's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Everlon Financials's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everlon Financials Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Everlon Financials's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Everlon Financials's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Everlon Financials's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Everlon Financials (BOM:514358) has a Quick Ratio of 2.12 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Everlon Financials and its competitors. This is 39% above median its historical median of 1.52. Over the past decade, Everlon Financials' Quick Ratio has ranged from 0.63 to 48.66. According to the industry distribution chart, Everlon Financials ranks #247 out of 394 companies in the Credit Services industry, placing it in the top 62.7%.
Is Everlon Financials' Quick Ratio too high?
Everlon Financials' current Quick Ratio of 2.12 is 39% above median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 48.66. The Credit Services industry median Quick Ratio is 4.52. Everlon Financials' value of 2.12 is 53.1% below this industry median. Based on the distribution chart, Everlon Financials ranks #247 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Everlon Financials has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Everlon Financials' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Everlon Financials ranks #247 out of 394 companies for Quick Ratio. This places Everlon Financials in the lower half of its industry. The industry median Quick Ratio is 4.52. Everlon Financials' value of 2.12 is 53.1% below this benchmark. Historically, Everlon Financials' own Quick Ratio has ranged from 0.63 to 48.66 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 4.52, Everlon Financials has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everlon Financials's current Quick Ratio of 2.12 is 53.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Everlon Financials and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everlon Financials's current Quick Ratio is 2.12, which is 39% above median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everlon Financials stock overvalued right now?
Based on GuruFocus' analysis, Everlon Financials (BOM:514358) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹154.20, compared to a current price of ₹122.90 — trading 20.3% below its estimated fair value. The current Quick Ratio is 2.12, which is 39% above median its 10-year median of 1.52 and 53.1% below the Credit Services industry median of 4.52. Everlon Financials' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Everlon Financials (BOM:514358), the current Quick Ratio is 2.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everlon Financials (BOM:514358) Overvalued in 2026?
Based on GuruFocus' analysis, Everlon Financials stock appears to be undervalued.
The current stock price of ₹122.90 is trading 20.3% below its estimated GF Value™ of ₹154.20.
GuruFocus considers Everlon Financials to be Modestly Undervalued.
Key valuation signals for BOM:514358:
Quick Ratio: 2.12 (39% above median its 10-year median of 1.52)
GF Value™: ₹154.20 vs. price of ₹122.90 (20.3% below fair value)
Industry Position: 53.1% below the Credit Services median (#247 of 394)
No single metric tells the full story. See the BOM:514358 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everlon Financials Ltd operates as a Non-Banking Financial Institution. The company is engaged in the business of funding Solar plants, and investment activities, and now proposes to provide loans or advances to the MSME sector.
65GF Score
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