Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lumi Education Group AS's
Operating Income
for the
six
months ended in Dec. 2025 was €3.68 Mil. Lumi Education Group AS's Interest Expense for the
six
months ended in Dec. 2025 was €-1.54 Mil.
Lumi Education Group AS's interest coverage for the quarter that ended in Dec. 2025 was 2.39.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Lumi Education Group AS's Interest Coverage or its related term are showing as below:
FRA:8KS'
s Interest Coverage Range Over the Past 10 Years
Min: 1.01 Med: 2.24 Max: 3.15
Current: 1.89
FRA:8KS's Interest Coverage is ranked worse than 86.15% of 195
companies
in the Education industry
Industry Median: 12.93
vs FRA:8KS: 1.89
Lumi Education Group AS (FRA:8KS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lumi Education Group AS Interest Coverage Related Terms
Lumi Education Group AS Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lumi Education Group AS's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:8KS vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, Lumi Education Group AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumi Education Group AS Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Lumi Education Group AS's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lumi Education Group AS's Interest Coverage falls into.
Lumi Education Group AS Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lumi Education Group AS (FRA:8KS) has a Interest Coverage of 2.39 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lumi Education Group AS and its competitors. This is near median its historical median of 2.24. Over the past decade, Lumi Education Group AS's Interest Coverage has ranged from 1.01 to 3.15. According to the industry distribution chart, Lumi Education Group AS ranks #168 out of 195 companies in the Education industry, placing it in the top 86.2%.
Is Lumi Education Group AS's Interest Coverage too high?
Lumi Education Group AS's current Interest Coverage of 2.39 is near median its 10-year median of 2.24. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 3.15. The Education industry median Interest Coverage is 12.93. Lumi Education Group AS's value of 2.39 is 81.5% below this industry median. Based on the distribution chart, Lumi Education Group AS ranks #168 out of 195 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Lumi Education Group AS has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Lumi Education Group AS's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, Lumi Education Group AS ranks #168 out of 195 companies for Interest Coverage. This places Lumi Education Group AS in the lower half of its industry. The industry median Interest Coverage is 12.93. Lumi Education Group AS's value of 2.39 is 81.5% below this benchmark. Historically, Lumi Education Group AS's own Interest Coverage has ranged from 1.01 to 3.15 over the past decade. While the company's 10-year median is 2.24 vs. the industry median of 12.93, Lumi Education Group AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.93, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumi Education Group AS's current Interest Coverage of 2.39 is 81.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lumi Education Group AS and its competitors. For the Education industry, the median Interest Coverage is 12.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumi Education Group AS's current Interest Coverage is 2.39, which is near median its own 10-year median of 2.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Education Group AS stock overvalued right now?
Lumi Education Group AS (FRA:8KS) has a current Interest Coverage of 2.39. The stock's GF Value™ is €1.19, compared to a current price of €1.65 — trading 38.7% above its estimated fair value. The current Interest Coverage is 2.39, which is near median its 10-year median of 2.24 and 81.5% below the Education industry median of 12.93. Lumi Education Group AS's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lumi Education Group AS (FRA:8KS), the current Interest Coverage is 2.39 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumi Education Group AS (FRA:8KS) Overvalued in 2026?
Based on GuruFocus' analysis, Lumi Education Group AS stock appears to be overvalued.
The current stock price of €1.65 is trading 38.7% above its estimated GF Value™ of €1.19.
Key valuation signals for FRA:8KS:
Interest Coverage: 2.39 (near median its 10-year median of 2.24)
GF Value™: €1.19 vs. price of €1.65 (38.7% above fair value)
Industry Position: 81.5% below the Education median (#168 of 195)
No single metric tells the full story. See the FRA:8KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumi Education Group AS is a Norwegian education provider. Its three main operations include: Sonans, Oslo Nye Høyskole, and EnkelEksamen. Sonans provides private candidate exam preparation courses in Norway, while Oslo Nye Høyskole offers bachelor's degree programs in health, social sciences, psychology, and business administration through on-campus and online formats. EnkelEksamen is a digital learning platform that provides online video courses and AI-based learning tools for exam preparation.
70GF Score
Get the complete analysis for FRA:8KS
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