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Lumi Education Group ASFRA:8KS +0.62%71 Return-on-Tangible-Asset is 13.87% as of Dec. 2025, which is 26% above its 10-year median of 10.97. GuruFocus rates FRA:8KS with a GF Score™ of 71/100 and a GF Value™ of €1.26. The stock has 6 warning signs investors should review. Among 263 Education companies, Lumi Education Group AS ranks better than 67.68% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Lumi Education Group AS's annualizedNet Income for the quarter that ended in Dec. 2025 was €3.75 Mil. Lumi Education Group AS's average total tangible assets for the quarter that ended in Dec. 2025 was €27.01 Mil. Therefore, Lumi Education Group AS's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 13.87%.
The historical rank and industry rank for Lumi Education Group AS's Return-on-Tangible-Asset or its related term are showing as below:
FRA:8KS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -108.9 Med: 10.97 Max: 21.09
Current: 8.74
During the past 6 years, Lumi Education Group AS's highest Return-on-Tangible-Asset was 21.09%. The lowest was -108.90%. And the median was 10.97%.
FRA:8KS's Return-on-Tangible-Asset is ranked better than 67.68% of 263
companies
in the Education industry
Industry Median: 4.46
vs FRA:8KS: 8.74
Lumi Education Group AS (FRA:8KS) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Lumi Education Group AS Return-on-Tangible-Asset Related Terms
Lumi Education Group AS Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Lumi Education Group AS's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lumi Education Group AS Return-on-Tangible-Asset Chart
FRA:8KS vs EDU, TAL, LAUR: Return-on-Tangible-Asset Comparison
For the Education & Training Services subindustry, Lumi Education Group AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumi Education Group AS Return-on-Tangible-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, Lumi Education Group AS's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Lumi Education Group AS's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 13.87% mean?
Lumi Education Group AS (FRA:8KS) has a Return-on-Tangible-Asset of 13.87% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Lumi Education Group AS and its competitors. This is 26% above median its historical median of 10.97. According to the industry distribution chart, Lumi Education Group AS ranks #85 out of 263 companies in the Education industry, placing it in the top 32.3%.
Is Lumi Education Group AS's Return-on-Tangible-Asset too high?
Lumi Education Group AS's current Return-on-Tangible-Asset of 13.87% is 26% above median its 10-year median of 10.97. The Education industry median Return-on-Tangible-Asset is 4.46. Lumi Education Group AS's value of 13.87% is 211% above this industry median. Based on the distribution chart, Lumi Education Group AS ranks #85 out of 263 companies in the Education industry, which is above the industry midpoint. Overall, Lumi Education Group AS has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Lumi Education Group AS's Return-on-Tangible-Asset compare to EDU and TAL?
According to the Education industry distribution chart, Lumi Education Group AS ranks #85 out of 263 companies for Return-on-Tangible-Asset. This puts Lumi Education Group AS in the upper half of its industry. The industry median Return-on-Tangible-Asset is 4.46. Lumi Education Group AS's value of 13.87% is 211% above this benchmark. While the company's 10-year median is 10.97 vs. the industry median of 4.46, Lumi Education Group AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Education company?
The median Return-on-Tangible-Asset among Education companies is 4.46, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumi Education Group AS's current Return-on-Tangible-Asset of 13.87% is 211% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Lumi Education Group AS and its competitors. For the Education industry, the median Return-on-Tangible-Asset is 4.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumi Education Group AS's current Return-on-Tangible-Asset is 13.87%, which is 26% above median its own 10-year median of 10.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Education Group AS stock overvalued right now?
Lumi Education Group AS (FRA:8KS) has a current Return-on-Tangible-Asset of 13.87%. The stock's GF Value™ is €1.26, compared to a current price of €1.62 — trading 28.6% above its estimated fair value. The current Return-on-Tangible-Asset is 13.87%, which is 26% above median its 10-year median of 10.97 and 211% above the Education industry median of 4.46. Lumi Education Group AS's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Lumi Education Group AS (FRA:8KS), the current Return-on-Tangible-Asset is 13.87% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumi Education Group AS (FRA:8KS) Overvalued in 2026?
Based on GuruFocus' analysis, Lumi Education Group AS stock appears to be overvalued.
The current stock price of €1.62 is trading 28.6% above its estimated GF Value™ of €1.26.
Key valuation signals for FRA:8KS:
Return-on-Tangible-Asset: 13.87% (26% above median its 10-year median of 10.97)
GF Value™: €1.26 vs. price of €1.62 (28.6% above fair value)
Industry Position: 211% above the Education median (#85 of 263)
No single metric tells the full story. See the FRA:8KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumi Education Group AS is a Norwegian education provider. Its three main operations include: Sonans, Oslo Nye Høyskole, and EnkelEksamen. Sonans provides private candidate exam preparation courses in Norway, while Oslo Nye Høyskole offers bachelor's degree programs in health, social sciences, psychology, and business administration through on-campus and online formats. EnkelEksamen is a digital learning platform that provides online video courses and AI-based learning tools for exam preparation.
71GF Score
Get the complete analysis for FRA:8KS
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