Lumi Education Group AS (FRA:8KS) ROA %: 4.18% (As of Dec. 2025) — 48% Above Median


FRA:8KS Lumi Education Group AS FRA:8KS
64 GF Score
Price €1.68
GF Value €1.19
! 6 Warning Signs
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What is Lumi Education Group AS ROA %?

Lumi Education Group AS FRA:8KS -0.59% 64 ROA % is 4.18% as of Dec. 2025, which is 48% above its 10-year median of 2.82. GuruFocus rates FRA:8KS with a GF Score™ of 64/100 and a GF Value™ of €1.19. The stock has 6 warning signs investors should review. Among 263 Education companies, Lumi Education Group AS ranks worse than 55.13% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Lumi Education Group AS's annualized Net Income for the quarter that ended in Dec. 2025 was €3.75 Mil. Lumi Education Group AS's average Total Assets over the quarter that ended in Dec. 2025 was €89.57 Mil. Therefore, Lumi Education Group AS's annualized ROA % for the quarter that ended in Dec. 2025 was 4.18%.

The historical rank and industry rank for Lumi Education Group AS's ROA % or its related term are showing as below:

FRA:8KS' s ROA % Range Over the Past 10 Years
Min: -25.02   Med: 2.82   Max: 4.72
Current: 2.71

During the past 6 years, Lumi Education Group AS's highest ROA % was 4.72%. The lowest was -25.02%. And the median was 2.82%.

FRA:8KS's ROA % is ranked worse than
55.13% of 263 companies
in the Education industry
Industry Median: 3.9 vs FRA:8KS: 2.71

Lumi Education Group AS  (FRA:8KS) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=3.746/89.5655
=(Net Income / Revenue)*(Revenue / Total Assets)
=(3.746 / 45.788)*(45.788 / 89.5655)
=Net Margin %*Asset Turnover
=8.18 %*0.5112
=4.18 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Lumi Education Group AS ROA % Related Terms


Lumi Education Group AS ROA % Historical Data

* Premium members only.

The historical data trend for Lumi Education Group AS's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumi Education Group AS ROA % Chart

Lumi Education Group AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial 4.82 3.27 -23.76 1.32 2.69

Lumi Education Group AS Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.15 0.58 2.14 1.24 4.18

FRA:8KS vs EDU, TAL, GHC: ROA % Comparison

For the Education & Training Services subindustry, Lumi Education Group AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lumi Education Group AS ROA % vs Education Industry

For the Education industry and Consumer Defensive sector, Lumi Education Group AS's ROA % distribution charts can be found below:

* The bar in red indicates where Lumi Education Group AS's ROA % falls into.


FRA:8KS
64GF Score
Lumi Education Group AS FRA:8KS
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lumi Education Group AS ROA % Calculation

Lumi Education Group AS's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=2.429/( (92.244+88.577)/ 2 )
=2.429/90.4105
=2.69 %

Lumi Education Group AS's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=3.746/( (90.554+88.577)/ 2 )
=3.746/89.5655
=4.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 4.18% mean?
Lumi Education Group AS (FRA:8KS) has a ROA % of 4.18% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Lumi Education Group AS and its competitors. This is 48% above median its historical median of 2.82. According to the industry distribution chart, Lumi Education Group AS ranks #145 out of 263 companies in the Education industry, placing it in the top 55.1%.
Is Lumi Education Group AS's ROA % too high?
Lumi Education Group AS's current ROA % of 4.18% is 48% above median its 10-year median of 2.82. The Education industry median ROA % is 3.90. Lumi Education Group AS's value of 4.18% is 7.2% above this industry median. Based on the distribution chart, Lumi Education Group AS ranks #145 out of 263 companies in the Education industry, which is below the industry midpoint. Overall, Lumi Education Group AS has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Lumi Education Group AS's ROA % compare to EDU and TAL?
According to the Education industry distribution chart, Lumi Education Group AS ranks #145 out of 263 companies for ROA %. This places Lumi Education Group AS in the lower half of its industry. The industry median ROA % is 3.90. Lumi Education Group AS's value of 4.18% is 7.2% above this benchmark. While the company's 10-year median is 2.82 vs. the industry median of 3.90, Lumi Education Group AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Education company?
The median ROA % among Education companies is 3.90, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumi Education Group AS's current ROA % of 4.18% is 7.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Lumi Education Group AS and its competitors. For the Education industry, the median ROA % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumi Education Group AS's current ROA % is 4.18%, which is 48% above median its own 10-year median of 2.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Education Group AS stock overvalued right now?
Lumi Education Group AS (FRA:8KS) has a current ROA % of 4.18%. The stock's GF Value™ is €1.19, compared to a current price of €1.68 — trading 41.2% above its estimated fair value. The current ROA % is 4.18%, which is 48% above median its 10-year median of 2.82 and 7.2% above the Education industry median of 3.90. Lumi Education Group AS's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Lumi Education Group AS (FRA:8KS), the current ROA % is 4.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumi Education Group AS (FRA:8KS) Overvalued in 2026?

Based on GuruFocus' analysis, Lumi Education Group AS stock appears to be overvalued. The current stock price of €1.68 is trading 41.2% above its estimated GF Value™ of €1.19.

Key valuation signals for FRA:8KS:

  • ROA %: 4.18% (48% above median its 10-year median of 2.82)
  • GF Value™: €1.19 vs. price of €1.68 (41.2% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 7.2% above the Education median (#145 of 263)

No single metric tells the full story. See the FRA:8KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lumi Education Group AS Business Description

Other Exchanges LUMI:Norway
Address Pb 943, Trondheim, NOR, 7409
Lumi Education Group AS is a Norwegian education provider. Its three main operations include: Sonans, Oslo Nye Høyskole, and EnkelEksamen. Sonans provides private candidate exam preparation courses in Norway, while Oslo Nye Høyskole offers bachelor's degree programs in health, social sciences, psychology, and business administration through on-campus and online formats. EnkelEksamen is a digital learning platform that provides online video courses and AI-based learning tools for exam preparation.
64GF Score

Get the complete analysis for FRA:8KS

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.68
Price
€1.19
GF Value