Lumi Education Group AS (FRA:8KS) LT-Debt-to-Total-Asset: 0.18 (As of Dec. 2025)


FRA:8KS Lumi Education Group AS FRA:8KS
71 GF Score
Price €1.63
GF Value €1.20
! 6 Warning Signs
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What is Lumi Education Group AS LT-Debt-to-Total-Asset?

Lumi Education Group AS FRA:8KS 71 LT-Debt-to-Total-Asset is 0.18 as of Dec. 2025. GuruFocus rates FRA:8KS with a GF Score™ of 71/100 and a GF Value™ of €1.20. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Lumi Education Group AS's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.18.

Lumi Education Group AS's long-term debt to total assets ratio declined from Dec. 2024 (0.42) to Dec. 2025 (0.18). It may suggest that Lumi Education Group AS is progressively becoming less dependent on debt to grow their business.

Lumi Education Group AS  (FRA:8KS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Lumi Education Group AS LT-Debt-to-Total-Asset Related Terms

Lumi Education Group AS LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Lumi Education Group AS's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumi Education Group AS LT-Debt-to-Total-Asset Chart

Lumi Education Group AS Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.43 0.44 0.41 0.42 0.18

Lumi Education Group AS Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.39 0.42 0.41 0.18
FRA:8KS
71GF Score
Lumi Education Group AS FRA:8KS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Lumi Education Group AS LT-Debt-to-Total-Asset Calculation

Lumi Education Group AS's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=15.8/88.577
=0.18

Lumi Education Group AS's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=15.8/88.577
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.18 mean?
Lumi Education Group AS (FRA:8KS) has a LT-Debt-to-Total-Asset of 0.18 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lumi Education Group AS and its competitors.
Is Lumi Education Group AS's LT-Debt-to-Total-Asset too high?
Lumi Education Group AS's current LT-Debt-to-Total-Asset is 0.18. Overall, Lumi Education Group AS has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Lumi Education Group AS's LT-Debt-to-Total-Asset compare to EDU and TAL?
Lumi Education Group AS's LT-Debt-to-Total-Asset of 0.18 can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Education company?
A good LT-Debt-to-Total-Asset depends on the Education industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Lumi Education Group AS and its competitors. Lumi Education Group AS's current LT-Debt-to-Total-Asset is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Education Group AS stock overvalued right now?
Lumi Education Group AS (FRA:8KS) has a current LT-Debt-to-Total-Asset of 0.18. The stock's GF Value™ is €1.20, compared to a current price of €1.63 — trading 35.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.18. Lumi Education Group AS's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Lumi Education Group AS (FRA:8KS), the current LT-Debt-to-Total-Asset is 0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumi Education Group AS (FRA:8KS) Overvalued in 2026?

Based on GuruFocus' analysis, Lumi Education Group AS stock appears to be overvalued. The current stock price of €1.63 is trading 35.8% above its estimated GF Value™ of €1.20.

Key valuation signals for FRA:8KS:

  • LT-Debt-to-Total-Asset: 0.18
  • GF Value™: €1.20 vs. price of €1.63 (35.8% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the FRA:8KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lumi Education Group AS Business Description

Other Exchanges LUMI:Norway
Address Pb 943, Trondheim, NOR, 7409
Lumi Education Group AS is a Norwegian education provider. Its three main operations include: Sonans, Oslo Nye Høyskole, and EnkelEksamen. Sonans provides private candidate exam preparation courses in Norway, while Oslo Nye Høyskole offers bachelor's degree programs in health, social sciences, psychology, and business administration through on-campus and online formats. EnkelEksamen is a digital learning platform that provides online video courses and AI-based learning tools for exam preparation.
71GF Score

Get the complete analysis for FRA:8KS

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.63
Price
€1.20
GF Value