Uxin (FRA:H90) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


FRA:H90 Uxin Ltd FRA:H90
29 GF Score
Price €1.23
GF Value €0.52
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Uxin Interest Coverage?

Uxin FRA:H90 -6.82% 29 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates FRA:H90 with a GF Score™ of 29/100 and a GF Value™ of €0.52 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Uxin ranks worse than 93808.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Uxin's Operating Income for the three months ended in Mar. 2026 was €-8.4 Mil. Uxin's Interest Expense for the three months ended in Mar. 2026 was €-3.0 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Uxin's Interest Coverage or its related term are showing as below:


FRA:H90's Interest Coverage is not ranked *
in the Vehicles & Parts industry.
Industry Median: 8.295
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Uxin  (FRA:H90) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Uxin Interest Coverage Related Terms


Uxin Interest Coverage Historical Data

* Premium members only.

The historical data trend for Uxin's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Uxin Interest Coverage Chart

Uxin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Mar21 Mar22 Mar23 Mar24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

Uxin Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:H90 vs RDNW, CWH, SDA: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, Uxin's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uxin Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Uxin's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Uxin's Interest Coverage falls into.


FRA:H90
29GF Score
Uxin Ltd FRA:H90
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uxin Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Uxin's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Uxin's Interest Expense was €-11.5 Mil. Its Operating Income was €-21.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €162.1 Mil.

Uxin did not have earnings to cover the interest expense.

Uxin's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Uxin's Interest Expense was €-3.0 Mil. Its Operating Income was €-8.4 Mil. And its Long-Term Debt & Capital Lease Obligation was €167.1 Mil.

Uxin did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Uxin (FRA:H90) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uxin and its competitors. According to the industry distribution chart, Uxin ranks #999999 out of 1066 companies in the Vehicles & Parts industry.
Is Uxin's Interest Coverage too high?
Uxin's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Uxin ranks #999999 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Uxin has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uxin's Interest Coverage compare to RDNW and CWH?
According to the Vehicles & Parts industry distribution chart, Uxin ranks #999999 out of 1066 companies for Interest Coverage. This places Uxin in the lower half of its industry. The industry median Interest Coverage is 8.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Uxin and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uxin's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uxin stock overvalued right now?
Based on GuruFocus' analysis, Uxin (FRA:H90) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.52, compared to a current price of €1.23 — trading 136.5% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Uxin's overall GF Score™ is 29/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Uxin (FRA:H90), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uxin (FRA:H90) Overvalued in 2026?

Based on GuruFocus' analysis, Uxin stock appears to be overvalued. The current stock price of €1.23 is trading 136.5% above its estimated GF Value™ of €0.52. GuruFocus considers Uxin to be Significantly Overvalued.

Key valuation signals for FRA:H90:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €0.52 vs. price of €1.23 (136.5% above fair value)
  • GF Score™: 29/100 with 4 warning signs

No single metric tells the full story. See the FRA:H90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uxin Business Description

Other Exchanges UXIN:USA
Address No. 16 Guangshun South Avenue, 21st Floor, Donghuang Building, Chaoyang District, Beijing, CHN, 100102
Uxin Ltd is an investment holding company. Along with its subsidiaries, the firm operates a car retailer, pioneering industry transformation with production, new retail experiences, and digital empowerment in China. With its inventory-owning model, it provides customers a comprehensive transaction solution that encompasses the entire value chain, ranging from used-car acquisition, inspection, and reconditioning, warehousing, as well as pre-sales and after-sales services. The group offers high-quality and value-for-money used cars as well as superior full suites of services to customers through a reliable, one-stop, and hassle-free transaction experience. It derives revenues from retail vehicle sales, wholesale vehicle sales, and other businesses. The Group generates its revenues in China.
29GF Score

Get the complete analysis for FRA:H90

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.23
Price
€0.52
GF Value