Uxin (FRA:H90) ROA %: -17.18% (As of Mar. 2026)


FRA:H90 Uxin Ltd FRA:H90
34 GF Score
Price €1.32
GF Value €0.56
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Uxin ROA %?

Uxin FRA:H90 +2.33% 34 ROA % is -17.18% as of Mar. 2026. GuruFocus rates FRA:H90 with a GF Score™ of 34/100 and a GF Value™ of €0.56 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,335 Vehicles & Parts companies, Uxin ranks worse than 93.48% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Uxin's annualized Net Income for the quarter that ended in Mar. 2026 was €-49.2 Mil. Uxin's average Total Assets over the quarter that ended in Mar. 2026 was €286.5 Mil. Therefore, Uxin's annualized ROA % for the quarter that ended in Mar. 2026 was -17.18%.

The historical rank and industry rank for Uxin's ROA % or its related term are showing as below:

FRA:H90' s ROA % Range Over the Past 10 Years
Min: -58.57   Med: -20.74   Max: -11.68
Current: -14.84

During the past 9 years, Uxin's highest ROA % was -11.68%. The lowest was -58.57%. And the median was -20.74%.

FRA:H90's ROA % is ranked worse than
93.48% of 1335 companies
in the Vehicles & Parts industry
Industry Median: 2.95 vs FRA:H90: -14.84

Uxin  (FRA:H90) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-49.212/286.479
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-49.212 / 539)*(539 / 286.479)
=Net Margin %*Asset Turnover
=-9.13 %*1.8815
=-17.18 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Uxin ROA % Related Terms


Uxin ROA % Historical Data

* Premium members only.

The historical data trend for Uxin's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Uxin ROA % Chart

Uxin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Mar21 Mar22 Mar23 Mar24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only -21.77 -12.12 -13.45 -26.13 -12.02

Uxin Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.63 -14.21 -11.72 -15.09 -17.18

FRA:H90 vs CWH, RDNW, CRMT: ROA % Comparison

For the Auto & Truck Dealerships subindustry, Uxin's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Uxin ROA % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Uxin's ROA % distribution charts can be found below:

* The bar in red indicates where Uxin's ROA % falls into.


FRA:H90
34GF Score
Uxin Ltd FRA:H90
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Uxin ROA % Calculation

Uxin's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Mar. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-33.652/( (266.763+293.278)/ 2 )
=-33.652/280.0205
=-12.02 %

Uxin's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-49.212/( (293.278+279.68)/ 2 )
=-49.212/286.479
=-17.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -17.18% mean?
Uxin (FRA:H90) has a ROA % of -17.18% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Uxin and its competitors. According to the industry distribution chart, Uxin ranks #1248 out of 1335 companies in the Vehicles & Parts industry, placing it in the top 93.5%.
Is Uxin's ROA % too high?
Uxin's current ROA % is -17.18%. Based on the distribution chart, Uxin ranks #1248 out of 1335 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Uxin has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Uxin's ROA % compare to CWH and RDNW?
According to the Vehicles & Parts industry distribution chart, Uxin ranks #1248 out of 1335 companies for ROA %. This places Uxin in the lower half of its industry. The industry median ROA % is 2.95. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Vehicles & Parts company?
The median ROA % among Vehicles & Parts companies is 2.95, based on 1,335 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Uxin and its competitors. For the Vehicles & Parts industry, the median ROA % is 2.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Uxin's current ROA % is -17.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Uxin stock overvalued right now?
Based on GuruFocus' analysis, Uxin (FRA:H90) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.56, compared to a current price of €1.32 — trading 135.7% above its estimated fair value. The current ROA % is -17.18%. Uxin's overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Uxin (FRA:H90), the current ROA % is -17.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Uxin (FRA:H90) Overvalued in 2026?

Based on GuruFocus' analysis, Uxin stock appears to be overvalued. The current stock price of €1.32 is trading 135.7% above its estimated GF Value™ of €0.56. GuruFocus considers Uxin to be Significantly Overvalued.

Key valuation signals for FRA:H90:

  • ROA %: -17.18%
  • GF Value™: €0.56 vs. price of €1.32 (135.7% above fair value)
  • GF Score™: 34/100 with 4 warning signs

No single metric tells the full story. See the FRA:H90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Uxin Business Description

Other Exchanges UXIN:USA
Address No. 16 Guangshun South Avenue, 21st Floor, Donghuang Building, Chaoyang District, Beijing, CHN, 100102
Uxin Ltd is an investment holding company. Along with its subsidiaries, the firm operates a car retailer, pioneering industry transformation with production, new retail experiences, and digital empowerment in China. With its inventory-owning model, it provides customers a comprehensive transaction solution that encompasses the entire value chain, ranging from used-car acquisition, inspection, and reconditioning, warehousing, as well as pre-sales and after-sales services. The group offers high-quality and value-for-money used cars as well as superior full suites of services to customers through a reliable, one-stop, and hassle-free transaction experience. It derives revenues from retail vehicle sales, wholesale vehicle sales, and other businesses. The Group generates its revenues in China.
34GF Score

Get the complete analysis for FRA:H90

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.32
Price
€0.56
GF Value