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Hour LoopHOUR -0.24%77 Interest Coverage is 33.59 as of Mar. 2026, which is 35% below its 10-year median of 51.36. GuruFocus rates HOUR with a GF Score™ of 77/100 and a GF Value™ of $1.84 (Fairly Valued). The stock has 3 warning signs investors should review. Among 825 Retail - Cyclical companies, Hour Loop ranks better than 65.7% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Hour Loop's
Operating Income
for the
three
months ended in Mar. 2026 was $1.1 Mil. Hour Loop's Interest Expense for the
three
months ended in Mar. 2026 was $-0.0 Mil.
Hour Loop's interest coverage for the quarter that ended in Mar. 2026 was 33.59.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Hour Loop's Interest Coverage or its related term are showing as below:
HOUR'
s Interest Coverage Range Over the Past 10 Years
Min: 2.92 Med: 51.36 Max: 96.04
Current: 15.68
HOUR's Interest Coverage is ranked better than 65.7% of 825
companies
in the Retail - Cyclical industry
Industry Median: 7.47
vs HOUR: 15.68
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Hour Loop Interest Coverage Related Terms
Hour Loop Interest Coverage Historical Data
* Premium members only.
The historical data trend for Hour Loop's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HOUR vs LITB, AAQL, UZX: Interest Coverage Comparison
For the Internet Retail subindustry, Hour Loop's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hour Loop Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Hour Loop's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Hour Loop's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hour Loop (HOUR) has a Interest Coverage of 33.59 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hour Loop and its competitors. This is 35% below median its historical median of 51.36. Over the past decade, Hour Loop's Interest Coverage has ranged from 2.92 to 96.04. According to the industry distribution chart, Hour Loop ranks #283 out of 825 companies in the Retail - Cyclical industry, placing it in the top 34.3%.
Is Hour Loop's Interest Coverage too high?
Hour Loop's current Interest Coverage of 33.59 is 35% below median its 10-year median of 51.36. Over the past 10 years, this metric has ranged from a low of 2.92 to a high of 96.04. The Retail - Cyclical industry median Interest Coverage is 7.47. Hour Loop's value of 33.59 is 349.7% above this industry median. Based on the distribution chart, Hour Loop ranks #283 out of 825 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Hour Loop has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hour Loop's Interest Coverage compare to LITB and AAQL?
According to the Retail - Cyclical industry distribution chart, Hour Loop ranks #283 out of 825 companies for Interest Coverage. This puts Hour Loop in the upper half of its industry. The industry median Interest Coverage is 7.47. Hour Loop's value of 33.59 is 349.7% above this benchmark. Historically, Hour Loop's own Interest Coverage has ranged from 2.92 to 96.04 over the past decade. While the company's 10-year median is 51.36 vs. the industry median of 7.47, Hour Loop has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hour Loop's current Interest Coverage of 33.59 is 349.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Hour Loop and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hour Loop's current Interest Coverage is 33.59, which is 35% below median its own 10-year median of 51.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hour Loop stock overvalued right now?
Based on GuruFocus' analysis, Hour Loop (HOUR) is currently considered Fairly Valued. The stock's GF Value™ is $1.84, compared to a current price of $2.07 — trading 12.5% above its estimated fair value. The current Interest Coverage is 33.59, which is 35% below median its 10-year median of 51.36 and 349.7% above the Retail - Cyclical industry median of 7.47. Hour Loop's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Hour Loop (HOUR), the current Interest Coverage is 33.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hour Loop (HOUR) Overvalued in 2026?
Based on GuruFocus' analysis, Hour Loop stock appears to be overvalued.
The current stock price of $2.07 is trading 12.5% above its estimated GF Value™ of $1.84.
GuruFocus considers Hour Loop to be Fairly Valued.
Key valuation signals for HOUR:
Interest Coverage: 33.59 (35% below median its 10-year median of 51.36)
GF Value™: $1.84 vs. price of $2.07 (12.5% above fair value)
Industry Position: 349.7% above the Retail - Cyclical median (#283 of 825)
No single metric tells the full story. See the HOUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hour Loop Inc is a technology-enabled consumer products company that uses machine learning and data analytics to design, develop, market, and sell products. Hour Loop predominantly operates through online retail channels such as Amazon, Walmart, and Hourloop.com. The company, as an Internet marketplace seller, sells products in multiple categories, including home/garden decor, toys, kitchenware, apparel, and electronics. It has only one segment, which is online retail (e-commerce).
77GF Score
Get the complete analysis for HOUR
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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