MCW (Mister Car Wash) Interest Coverage: 4.81 (As of Mar. 2026) — 101% Above Median


MCW Mister Car Wash Inc MCW
62 GF Score
Price $7.10
GF Value $7.73
Valuation Fairly Valued
! 7 Warning Signs
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What is Mister Car Wash Interest Coverage?

Mister Car Wash MCW 62 Interest Coverage is 4.81 as of Mar. 2026, which is 101% above its 10-year median of 2.39. GuruFocus rates MCW with a GF Score™ of 62/100 and a GF Value™ of $7.73 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Mister Car Wash ranks worse than 65.85% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Mister Car Wash's Operating Income for the three months ended in Mar. 2026 was $59 Mil. Mister Car Wash's Interest Expense for the three months ended in Mar. 2026 was $-12 Mil. Mister Car Wash's interest coverage for the quarter that ended in Mar. 2026 was 4.81. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Mister Car Wash's Interest Coverage or its related term are showing as below:

MCW' s Interest Coverage Range Over the Past 10 Years
Min: 1.13   Med: 2.39   Max: 4.46
Current: 4


MCW's Interest Coverage is ranked worse than
65.85% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs MCW: 4.00

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mister Car Wash  (NAS:MCW) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mister Car Wash Interest Coverage Related Terms


Mister Car Wash Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mister Car Wash's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mister Car Wash Interest Coverage Chart

Mister Car Wash Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 4.46 2.37 2.41 3.65

Mister Car Wash Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.31 3.61 3.89 3.83 4.81

MCW vs DRVN, SAH, CARG: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, Mister Car Wash's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mister Car Wash Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Mister Car Wash's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mister Car Wash's Interest Coverage falls into.


MCW
62GF Score
Mister Car Wash Inc MCW
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Mister Car Wash Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mister Car Wash's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Mister Car Wash's Interest Expense was $-59 Mil. Its Operating Income was $215 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,716 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*214.741/-58.883
=3.65

Mister Car Wash's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Mister Car Wash's Interest Expense was $-12 Mil. Its Operating Income was $59 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,697 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*59.136/-12.283
=4.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.81 mean?
Mister Car Wash (MCW) has a Interest Coverage of 4.81 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mister Car Wash and its competitors. This is 101% above median its historical median of 2.39. Over the past decade, Mister Car Wash's Interest Coverage has ranged from 1.13 to 4.46. According to the industry distribution chart, Mister Car Wash ranks #702 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 65.9%.
Is Mister Car Wash's Interest Coverage too high?
Mister Car Wash's current Interest Coverage of 4.81 is 101% above median its 10-year median of 2.39. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 4.46. The Vehicles & Parts industry median Interest Coverage is 8.30. Mister Car Wash's value of 4.81 is 42% below this industry median. Based on the distribution chart, Mister Car Wash ranks #702 out of 1066 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Mister Car Wash has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mister Car Wash's Interest Coverage compare to DRVN and SAH?
According to the Vehicles & Parts industry distribution chart, Mister Car Wash ranks #702 out of 1066 companies for Interest Coverage. This places Mister Car Wash in the lower half of its industry. The industry median Interest Coverage is 8.30. Mister Car Wash's value of 4.81 is 42% below this benchmark. Historically, Mister Car Wash's own Interest Coverage has ranged from 1.13 to 4.46 over the past decade. While the company's 10-year median is 2.39 vs. the industry median of 8.30, Mister Car Wash has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mister Car Wash's current Interest Coverage of 4.81 is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mister Car Wash and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mister Car Wash's current Interest Coverage is 4.81, which is 101% above median its own 10-year median of 2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mister Car Wash stock overvalued right now?
Based on GuruFocus' analysis, Mister Car Wash (MCW) is currently considered Fairly Valued. The stock's GF Value™ is $7.73, compared to a current price of $7.10 — trading 8.2% below its estimated fair value. The current Interest Coverage is 4.81, which is 101% above median its 10-year median of 2.39 and 42% below the Vehicles & Parts industry median of 8.30. Mister Car Wash's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mister Car Wash (MCW), the current Interest Coverage is 4.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mister Car Wash (MCW) Overvalued in 2026?

Based on GuruFocus' analysis, Mister Car Wash stock appears to be undervalued. The current stock price of $7.10 is trading 8.2% below its estimated GF Value™ of $7.73. GuruFocus considers Mister Car Wash to be Fairly Valued.

Key valuation signals for MCW:

  • Interest Coverage: 4.81 (101% above median its 10-year median of 2.39)
  • GF Value™: $7.73 vs. price of $7.10 (8.2% below fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 42% below the Vehicles & Parts median (#702 of 1066)

No single metric tells the full story. See the MCW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mister Car Wash Business Description

Address 222 East 5th Street, Tucson, AZ, USA, 85705
Mister Car Wash Inc is a car wash brand offering express exterior and interior cleaning services. The company's car wash locations consist of two formats: Express Exterior Locations and Interior Cleaning Locations. Express Exterior Locations offer self-drive exterior cleaning services and include free vacuums available for customer use. Interior Cleaning Locations offer exterior and interior cleaning services, including vacuuming. The company recognizes revenue from activities related to providing car wash services at its car wash locations that are geographically diversified throughout the United States and have similar economic characteristics and nature of services.
62GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.10
Price
$7.73
GF Value