MCW (Mister Car Wash) Altman Z-Score: 1.33 (As of Jul. 03, 2026) — Near Median


MCW Mister Car Wash Inc MCW
62 GF Score
Price $7.10
GF Value $7.74
Valuation Fairly Valued
! 7 Warning Signs
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What is Mister Car Wash Altman Z-Score?

Mister Car Wash MCW 62 Altman Z-Score is 1.33 as of Jul. 03, 2026, which is 1% below its 10-year median of 1.34. GuruFocus rates MCW with a GF Score™ of 62/100 and a GF Value™ of $7.74 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,312 Vehicles & Parts companies, Mister Car Wash ranks worse than 81.55% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.33 is in distress zone. This implies bankruptcy possibility in the next two years.

Mister Car Wash has a Altman Z-Score of 1.33, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Mister Car Wash's Altman Z-Score or its related term are showing as below:

MCW' s Altman Z-Score Range Over the Past 10 Years
Min: 1.06   Med: 1.34   Max: 2.88
Current: 1.33

During the past 7 years, Mister Car Wash's highest Altman Z-Score was 2.88. The lowest was 1.06. And the median was 1.34.


Mister Car Wash  (NAS:MCW) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Mister Car Wash Altman Z-Score Related Terms


Mister Car Wash Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Mister Car Wash's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mister Car Wash Altman Z-Score Chart

Mister Car Wash Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial 2.04 1.44 1.36 1.23 1.15

Mister Car Wash Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.16 1.11 1.15 1.32

MCW vs DRVN, SAH, CARG: Altman Z-Score Comparison

For the Auto & Truck Dealerships subindustry, Mister Car Wash's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mister Car Wash Altman Z-Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Mister Car Wash's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Mister Car Wash's Altman Z-Score falls into.


MCW
62GF Score
Mister Car Wash Inc MCW
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Mister Car Wash Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Mister Car Wash's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0293+1.4*0.0942+3.3*0.0642+0.6*1.1498+1.0*0.3331
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $3,206 Mil.
Total Current Assets was $89 Mil.
Total Current Liabilities was $183 Mil.
Retained Earnings was $302 Mil.
Pre-Tax Income was 46.728 + 27.098 + 37.799 + 38.995 = $151 Mil.
Interest Expense was -12.283 + -13.634 + -14.054 + -15.172 = $-55 Mil.
Revenue was 277.913 + 261.243 + 263.417 + 265.415 = $1,068 Mil.
Market Cap (Today) was $2,335 Mil.
Total Liabilities was $2,031 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(88.785 - 182.738)/3206.042
=-0.0293

X2=Retained Earnings/Total Assets
=302.105/3206.042
=0.0942

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(150.62 - -55.143)/3206.042
=0.0642

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2335.151/2030.852
=1.1498

X5=Revenue/Total Assets
=1067.988/3206.042
=0.3331

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Mister Car Wash has a Altman Z-Score of 1.33 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.33 mean?
Mister Car Wash (MCW) has a Altman Z-Score of 1.33 as of Jul. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Mister Car Wash and its competitors. This is near median its historical median of 1.34. Over the past decade, Mister Car Wash's Altman Z-Score has ranged from 1.06 to 2.88. According to the industry distribution chart, Mister Car Wash ranks #1070 out of 1312 companies in the Vehicles & Parts industry, placing it in the top 81.6%.
Is Mister Car Wash's Altman Z-Score too high?
Mister Car Wash's current Altman Z-Score of 1.33 is near median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.88. The Vehicles & Parts industry median Altman Z-Score is 2.54. Mister Car Wash's value of 1.33 is 47.6% below this industry median. Based on the distribution chart, Mister Car Wash ranks #1070 out of 1312 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Mister Car Wash has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mister Car Wash's Altman Z-Score compare to DRVN and SAH?
According to the Vehicles & Parts industry distribution chart, Mister Car Wash ranks #1070 out of 1312 companies for Altman Z-Score. This places Mister Car Wash in the lower half of its industry. The industry median Altman Z-Score is 2.54. Mister Car Wash's value of 1.33 is 47.6% below this benchmark. Historically, Mister Car Wash's own Altman Z-Score has ranged from 1.06 to 2.88 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 2.54, Mister Car Wash has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Vehicles & Parts company?
The median Altman Z-Score among Vehicles & Parts companies is 2.54, based on 1,312 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mister Car Wash's current Altman Z-Score of 1.33 is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Mister Car Wash and its competitors. For the Vehicles & Parts industry, the median Altman Z-Score is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mister Car Wash's current Altman Z-Score is 1.33, which is near median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mister Car Wash stock overvalued right now?
Based on GuruFocus' analysis, Mister Car Wash (MCW) is currently considered Fairly Valued. The stock's GF Value™ is $7.74, compared to a current price of $7.10 — trading 8.3% below its estimated fair value. The current Altman Z-Score is 1.33, which is near median its 10-year median of 1.34 and 47.6% below the Vehicles & Parts industry median of 2.54. Mister Car Wash's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Mister Car Wash (MCW), the current Altman Z-Score is 1.33 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mister Car Wash (MCW) Overvalued in 2026?

Based on GuruFocus' analysis, Mister Car Wash stock appears to be undervalued. The current stock price of $7.10 is trading 8.3% below its estimated GF Value™ of $7.74. GuruFocus considers Mister Car Wash to be Fairly Valued.

Key valuation signals for MCW:

  • Altman Z-Score: 1.33 (near median its 10-year median of 1.34)
  • GF Value™: $7.74 vs. price of $7.10 (8.3% below fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 47.6% below the Vehicles & Parts median (#1070 of 1312)

No single metric tells the full story. See the MCW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mister Car Wash Business Description

Address 222 East 5th Street, Tucson, AZ, USA, 85705
Mister Car Wash Inc is a car wash brand offering express exterior and interior cleaning services. The company's car wash locations consist of two formats: Express Exterior Locations and Interior Cleaning Locations. Express Exterior Locations offer self-drive exterior cleaning services and include free vacuums available for customer use. Interior Cleaning Locations offer exterior and interior cleaning services, including vacuuming. The company recognizes revenue from activities related to providing car wash services at its car wash locations that are geographically diversified throughout the United States and have similar economic characteristics and nature of services.
62GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.10
Price
$7.74
GF Value