Promotica SpA (MIL:PMT) Interest Coverage: 6.31 (As of Dec. 2025) — Near Median


MIL:PMT Promotica SpA MIL:PMT
88 GF Score
Price €3.00
GF Value €3.14
Valuation Fairly Valued
! 5 Warning Signs
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What is Promotica SpA Interest Coverage?

Promotica SpA MIL:PMT 88 Interest Coverage is 6.31 as of Dec. 2025, which is 9% below its 10-year median of 6.91. GuruFocus rates MIL:PMT with a GF Score™ of 88/100 and a GF Value™ of €3.14 (Fairly Valued). The stock has 5 warning signs investors should review. Among 812 Business Services companies, Promotica SpA ranks worse than 65.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Promotica SpA's Operating Income for the six months ended in Dec. 2025 was €5.2 Mil. Promotica SpA's Interest Expense for the six months ended in Dec. 2025 was €-0.8 Mil. Promotica SpA's interest coverage for the quarter that ended in Dec. 2025 was 6.31. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Promotica SpA's Interest Coverage or its related term are showing as below:

MIL:PMT' s Interest Coverage Range Over the Past 10 Years
Min: 2.22   Med: 6.91   Max: 30.08
Current: 5.77


MIL:PMT's Interest Coverage is ranked worse than
65.64% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs MIL:PMT: 5.77

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Promotica SpA  (MIL:PMT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Promotica SpA Interest Coverage Related Terms


Promotica SpA Interest Coverage Historical Data

* Premium members only.

The historical data trend for Promotica SpA's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Promotica SpA Interest Coverage Chart

Promotica SpA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 6.91 5.26 3.68 2.22 5.77

Promotica SpA Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.05 3.04 0.70 5.17 6.31

MIL:PMT vs VRSK, EFX, BAH: Interest Coverage Comparison

For the Consulting Services subindustry, Promotica SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Promotica SpA Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Promotica SpA's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Promotica SpA's Interest Coverage falls into.


MIL:PMT
88GF Score
Promotica SpA MIL:PMT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Promotica SpA Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Promotica SpA's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Promotica SpA's Interest Expense was €-1.6 Mil. Its Operating Income was €9.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*9.154/-1.587
=5.77

Promotica SpA's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Promotica SpA's Interest Expense was €-0.8 Mil. Its Operating Income was €5.2 Mil. And its Long-Term Debt & Capital Lease Obligation was €3.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.228/-0.828
=6.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.31 mean?
Promotica SpA (MIL:PMT) has a Interest Coverage of 6.31 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Promotica SpA and its competitors. This is near median its historical median of 6.91. Over the past decade, Promotica SpA's Interest Coverage has ranged from 2.22 to 30.08. According to the industry distribution chart, Promotica SpA ranks #533 out of 812 companies in the Business Services industry, placing it in the top 65.6%.
Is Promotica SpA's Interest Coverage too high?
Promotica SpA's current Interest Coverage of 6.31 is near median its 10-year median of 6.91. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 30.08. The Business Services industry median Interest Coverage is 12.98. Promotica SpA's value of 6.31 is 51.4% below this industry median. Based on the distribution chart, Promotica SpA ranks #533 out of 812 companies in the Business Services industry, which is below the industry midpoint. Overall, Promotica SpA has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Promotica SpA's Interest Coverage compare to VRSK and EFX?
According to the Business Services industry distribution chart, Promotica SpA ranks #533 out of 812 companies for Interest Coverage. This places Promotica SpA in the lower half of its industry. The industry median Interest Coverage is 12.98. Promotica SpA's value of 6.31 is 51.4% below this benchmark. Historically, Promotica SpA's own Interest Coverage has ranged from 2.22 to 30.08 over the past decade. While the company's 10-year median is 6.91 vs. the industry median of 12.98, Promotica SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Promotica SpA's current Interest Coverage of 6.31 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Promotica SpA and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Promotica SpA's current Interest Coverage is 6.31, which is near median its own 10-year median of 6.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Promotica SpA stock overvalued right now?
Based on GuruFocus' analysis, Promotica SpA (MIL:PMT) is currently considered Fairly Valued. The stock's GF Value™ is €3.14, compared to a current price of €3.00 — trading 4.5% below its estimated fair value. The current Interest Coverage is 6.31, which is near median its 10-year median of 6.91 and 51.4% below the Business Services industry median of 12.98. Promotica SpA's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Promotica SpA (MIL:PMT), the current Interest Coverage is 6.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Promotica SpA (MIL:PMT) Overvalued in 2026?

Based on GuruFocus' analysis, Promotica SpA stock appears to be undervalued. The current stock price of €3.00 is trading 4.5% below its estimated GF Value™ of €3.14. GuruFocus considers Promotica SpA to be Fairly Valued.

Key valuation signals for MIL:PMT:

  • Interest Coverage: 6.31 (near median its 10-year median of 6.91)
  • GF Value™: €3.14 vs. price of €3.00 (4.5% below fair value)
  • GF Score™: 88/100 with 5 warning signs
  • Industry Position: 51.4% below the Business Services median (#533 of 812)

No single metric tells the full story. See the MIL:PMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Promotica SpA Business Description

Address Via Generale dalla Chiesa, 1, Desenzano del Garda (BS), ITA, 25015
Promotica SpA offers a complete consulting service for promotional planning and development, managing them at each phase from planning of promotional operations, implementation of the communication campaign, procurement of prizes, logistics services, data monitoring to finally measurement of results.
88GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.00
Price
€3.14
GF Value