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Victorias Milling Co Inc PHS:VMC
Victorias Milling Co PHS:VMC -1.00% 89 Interest Coverage is 63.57 as of Feb. 2026, which is 123% above its 10-year median of 28.47. GuruFocus rates PHS:VMC with a GF Score™ of 89/100 and a GF Value™ of ₱1.98 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Victorias Milling Co ranks better than 70.53% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Victorias Milling Co's Operating Income for the three months ended in Feb. 2026 was ₱514 Mil. Victorias Milling Co's Interest Expense for the three months ended in Feb. 2026 was ₱-8 Mil. Victorias Milling Co's interest coverage for the quarter that ended in Feb. 2026 was 63.57. The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Victorias Milling Co's Interest Coverage or its related term are showing as below:
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Victorias Milling Co (PHS:VMC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
The historical data trend for Victorias Milling Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
| Victorias Milling Co Annual Data | |||||||||||||||||||||
| Trend | Aug16 | Aug17 | Aug18 | Aug19 | Aug20 | Aug21 | Aug22 | Aug23 | Aug24 | Aug25 | |||||||||||
| Interest Coverage | Get a 7-Day Free Trial |
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19.34 | 31.27 | 36.02 | 28.15 | 28.79 | |||||||||||||
| Victorias Milling Co Quarterly Data | ||||||||||||||||||||
| May21 | Aug21 | Nov21 | Feb22 | May22 | Aug22 | Nov22 | Feb23 | May23 | Aug23 | Nov23 | Feb24 | May24 | Aug24 | Nov24 | Feb25 | May25 | Aug25 | Nov25 | Feb26 | |
| Interest Coverage | Get a 7-Day Free Trial |
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46.68 | 37.81 | 5.58 | 11.61 | 63.57 | ||
For the Confectioners subindustry, Victorias Milling Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Consumer Packaged Goods industry and Consumer Defensive sector, Victorias Milling Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Victorias Milling Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
If Interest Expense is negative and Operating Income is positive, then
| Interest Coverage | = | -1 | * | Operating Income | / | Interest Expense |
Else if Interest Expense is negative and Operating Income is negative, then
| The company did not have earnings to cover the interest expense. |
Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then
| The company had no debt (1). |
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Victorias Milling Co's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as
Here, for the fiscal year that ended in Aug. 2025, Victorias Milling Co's Interest Expense was ₱-37 Mil. Its Operating Income was ₱1,055 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.
| Interest Coverage | = | -1 | * | Operating Income (A: Aug. 2025 ) | / | Interest Expense (A: Aug. 2025 ) |
| = | -1 | * | 1055.239 | / | -36.648 | |
| = | 28.79 |
Victorias Milling Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as
Here, for the three months ended in Feb. 2026, Victorias Milling Co's Interest Expense was ₱-8 Mil. Its Operating Income was ₱514 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.
| Interest Coverage | = | -1 | * | Operating Income (Q: Feb. 2026 ) | / | Interest Expense (Q: Feb. 2026 ) |
| = | -1 | * | 513.861 | / | -8.084 | |
| = | 63.57 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The higher the ratio, the stronger the company's Financial Strength is.
Based on GuruFocus' analysis, Victorias Milling Co stock appears to be undervalued. The current stock price of ₱1.98 is trading 0% below its estimated GF Value™ of ₱1.98. GuruFocus considers Victorias Milling Co to be Fairly Valued.
Key valuation signals for PHS:VMC:
No single metric tells the full story. See the PHS:VMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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