Victorias Milling Co (PHS:VMC) Interest Coverage: 63.57 (As of Feb. 2026) — 123% Above Median


PHS:VMC Victorias Milling Co Inc PHS:VMC
89 GF Score
Price ₱1.98
GF Value ₱1.98
Valuation Fairly Valued
! 4 Warning Signs
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What is Victorias Milling Co Interest Coverage?

Victorias Milling Co PHS:VMC -1.00% 89 Interest Coverage is 63.57 as of Feb. 2026, which is 123% above its 10-year median of 28.47. GuruFocus rates PHS:VMC with a GF Score™ of 89/100 and a GF Value™ of ₱1.98 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Victorias Milling Co ranks better than 70.53% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Victorias Milling Co's Operating Income for the three months ended in Feb. 2026 was ₱514 Mil. Victorias Milling Co's Interest Expense for the three months ended in Feb. 2026 was ₱-8 Mil. Victorias Milling Co's interest coverage for the quarter that ended in Feb. 2026 was 63.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Victorias Milling Co's Interest Coverage or its related term are showing as below:

PHS:VMC' s Interest Coverage Range Over the Past 10 Years
Min: 5.88   Med: 28.47   Max: 553.95
Current: 29.28


PHS:VMC's Interest Coverage is ranked better than
70.53% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs PHS:VMC: 29.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Victorias Milling Co  (PHS:VMC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Victorias Milling Co Interest Coverage Related Terms


Victorias Milling Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Victorias Milling Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Victorias Milling Co Interest Coverage Chart

Victorias Milling Co Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.34 31.27 36.02 28.15 28.79

Victorias Milling Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46.68 37.81 5.58 11.61 63.57

PHS:VMC vs MDLZ, HSY, TR: Interest Coverage Comparison

For the Confectioners subindustry, Victorias Milling Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Victorias Milling Co Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Victorias Milling Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Victorias Milling Co's Interest Coverage falls into.


PHS:VMC
89GF Score
Victorias Milling Co Inc PHS:VMC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Victorias Milling Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Victorias Milling Co's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as

Here, for the fiscal year that ended in Aug. 2025, Victorias Milling Co's Interest Expense was ₱-37 Mil. Its Operating Income was ₱1,055 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Interest Coverage=-1* Operating Income (A: Aug. 2025 )/Interest Expense (A: Aug. 2025 )
=-1*1055.239/-36.648
=28.79

Victorias Milling Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Victorias Milling Co's Interest Expense was ₱-8 Mil. Its Operating Income was ₱514 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱0 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*513.861/-8.084
=63.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 63.57 mean?
Victorias Milling Co (PHS:VMC) has a Interest Coverage of 63.57 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Victorias Milling Co and its competitors. This is 123% above median its historical median of 28.47. Over the past decade, Victorias Milling Co's Interest Coverage has ranged from 5.88 to 553.95. According to the industry distribution chart, Victorias Milling Co ranks #445 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 29.5%.
Is Victorias Milling Co's Interest Coverage too high?
Victorias Milling Co's current Interest Coverage of 63.57 is 123% above median its 10-year median of 28.47. Over the past 10 years, this metric has ranged from a low of 5.88 to a high of 553.95. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Victorias Milling Co's value of 63.57 is 635.8% above this industry median. Based on the distribution chart, Victorias Milling Co ranks #445 out of 1510 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Victorias Milling Co has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Victorias Milling Co's Interest Coverage compare to MDLZ and HSY?
According to the Consumer Packaged Goods industry distribution chart, Victorias Milling Co ranks #445 out of 1510 companies for Interest Coverage. This puts Victorias Milling Co in the upper half of its industry. The industry median Interest Coverage is 8.64. Victorias Milling Co's value of 63.57 is 635.8% above this benchmark. Historically, Victorias Milling Co's own Interest Coverage has ranged from 5.88 to 553.95 over the past decade. While the company's 10-year median is 28.47 vs. the industry median of 8.64, Victorias Milling Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Victorias Milling Co's current Interest Coverage of 63.57 is 635.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Victorias Milling Co and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Victorias Milling Co's current Interest Coverage is 63.57, which is 123% above median its own 10-year median of 28.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Victorias Milling Co stock overvalued right now?
Based on GuruFocus' analysis, Victorias Milling Co (PHS:VMC) is currently considered Fairly Valued. The stock's GF Value™ is ₱1.98, compared to a current price of ₱1.98 — trading right at its estimated fair value. The current Interest Coverage is 63.57, which is 123% above median its 10-year median of 28.47 and 635.8% above the Consumer Packaged Goods industry median of 8.64. Victorias Milling Co's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Victorias Milling Co (PHS:VMC), the current Interest Coverage is 63.57 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Victorias Milling Co (PHS:VMC) Overvalued in 2026?

Based on GuruFocus' analysis, Victorias Milling Co stock appears to be undervalued. The current stock price of ₱1.98 is trading 0% below its estimated GF Value™ of ₱1.98. GuruFocus considers Victorias Milling Co to be Fairly Valued.

Key valuation signals for PHS:VMC:

  • Interest Coverage: 63.57 (123% above median its 10-year median of 28.47)
  • GF Value™: ₱1.98 vs. price of ₱1.98 (0% below fair value)
  • GF Score™: 89/100 with 4 warning signs
  • Industry Position: 635.8% above the Consumer Packaged Goods median (#445 of 1510)

No single metric tells the full story. See the PHS:VMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Victorias Milling Co Business Description

Address J.J. Ossorio Street, VMC Compound, Barangay XVI, Negros Occidental, Victorias, NEC, PHL, 6119
Victorias Milling Co Inc is a Philippines-based company engaged in sugar manufacturing. The company offers milling and tolling services to planters and sells raw sugar, refined sugar, molasses, and renewable energy. The company operates through business segments that include Sugar Milling, Renewable Energy Operations, and Others. The Sugar Milling segment generates maximum revenue for the company.
89GF Score

Get the complete analysis for PHS:VMC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.98
Price
₱1.98
GF Value