Algr Co-operative Insurance CoSAU:8180 +0.17%66 Interest Coverage is 106.58 as of Mar. 2026, which is 99% below its 10-year median of 10,000.00. GuruFocus rates SAU:8180 with a GF Score™ of 66/100 and a GF Value™ of ﷼14.20 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 352 Insurance companies, Algr Co-operative Insurance Co ranks worse than 284090.63% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Algr Co-operative Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was ﷼2.0 Mil. Algr Co-operative Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was ﷼-0.0 Mil.
Algr Co-operative Insurance Co's interest coverage for the quarter that ended in Mar. 2026 was 106.58.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Algr Co-operative Insurance Co's Interest Coverage or its related term are showing as below:
SAU:8180's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.145 * Ranked among companies with meaningful Interest Coverage only.
Algr Co-operative Insurance Co (SAU:8180) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Algr Co-operative Insurance Co Interest Coverage Related Terms
Algr Co-operative Insurance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Algr Co-operative Insurance Co Interest Coverage Chart
SAU:8180 vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Algr Co-operative Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr Co-operative Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr Co-operative Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Algr Co-operative Insurance Co's Interest Coverage falls into.
Algr Co-operative Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Algr Co-operative Insurance Co (SAU:8180) has a Interest Coverage of 106.58 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Algr Co-operative Insurance Co and its competitors. This is 99% below median its historical median of 10,000.00. According to the industry distribution chart, Algr Co-operative Insurance Co ranks #999999 out of 352 companies in the Insurance industry.
Is Algr Co-operative Insurance Co's Interest Coverage too high?
Algr Co-operative Insurance Co's current Interest Coverage of 106.58 is 99% below median its 10-year median of 10,000.00. The Insurance industry median Interest Coverage is 16.15. Algr Co-operative Insurance Co's value of 106.58 is 560.1% above this industry median. Based on the distribution chart, Algr Co-operative Insurance Co ranks #999999 out of 352 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Algr Co-operative Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Algr Co-operative Insurance Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Algr Co-operative Insurance Co ranks #999999 out of 352 companies for Interest Coverage. This places Algr Co-operative Insurance Co in the lower half of its industry. The industry median Interest Coverage is 16.15. Algr Co-operative Insurance Co's value of 106.58 is 560.1% above this benchmark. While the company's 10-year median is 10,000.00 vs. the industry median of 16.15, Algr Co-operative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr Co-operative Insurance Co's current Interest Coverage of 106.58 is 560.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Algr Co-operative Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr Co-operative Insurance Co's current Interest Coverage is 106.58, which is 99% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr Co-operative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co (SAU:8180) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼14.20, compared to a current price of ﷼11.47 — trading 19.2% below its estimated fair value. The current Interest Coverage is 106.58, which is 99% below median its 10-year median of 10,000.00 and 560.1% above the Insurance industry median of 16.15. Algr Co-operative Insurance Co's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Algr Co-operative Insurance Co (SAU:8180), the current Interest Coverage is 106.58 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr Co-operative Insurance Co (SAU:8180) Overvalued in 2026?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co stock appears to be undervalued.
The current stock price of ﷼11.47 is trading 19.2% below its estimated GF Value™ of ﷼14.20.
GuruFocus considers Algr Co-operative Insurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8180:
Interest Coverage: 106.58 (99% below median its 10-year median of 10,000.00)
GF Value™: ﷼14.20 vs. price of ﷼11.47 (19.2% below fair value)
Industry Position: 560.1% above the Insurance median (#999999 of 352)
No single metric tells the full story. See the SAU:8180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Algr Co-operative Insurance Co Business Description
Al Sagr Co-operative Insurance Co is a Saudi Arabia-based company involved in the insurance sector. The company provides insurance in various areas, including motor, medical, marine, property, engineering, liability, miscellaneous, travel, energy, and medical malpractice. The company generates key insurance revenue from Motor Comprehensive and Motor Third-party Insurance.
66GF Score
Get the complete analysis for SAU:8180
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:8180 has been successfully added to your 
