The historical rank and industry rank for Algr Co-operative Insurance Co's Net Margin % or its related term are showing as below:
SAU:8180'
s Net Margin % Range Over the Past 10 Years
Min: -27.79 Med: -7.76 Max: 32.6
Current: -8.9
SAU:8180's Net Margin % is ranked worse than 95.04% of 504
companies
in the Insurance industry
Industry Median: 9.235
vs SAU:8180: -8.90
Algr Co-operative Insurance Co (SAU:8180) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Algr Co-operative Insurance Co Net Margin % Related Terms
Algr Co-operative Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAU:8180 vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Algr Co-operative Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr Co-operative Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr Co-operative Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Algr Co-operative Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Algr Co-operative Insurance Co (SAU:8180) has a Net Margin % of 0.71% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Algr Co-operative Insurance Co and its competitors. According to the industry distribution chart, Algr Co-operative Insurance Co ranks #479 out of 504 companies in the Insurance industry, placing it in the top 95%.
Is Algr Co-operative Insurance Co's Net Margin % too high?
Algr Co-operative Insurance Co's current Net Margin % is 0.71%. The Insurance industry median Net Margin % is 9.24. Algr Co-operative Insurance Co's value of 0.71% is 92.3% below this industry median. Based on the distribution chart, Algr Co-operative Insurance Co ranks #479 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Algr Co-operative Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Algr Co-operative Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Algr Co-operative Insurance Co ranks #479 out of 504 companies for Net Margin %. This places Algr Co-operative Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.24. Algr Co-operative Insurance Co's value of 0.71% is 92.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr Co-operative Insurance Co's current Net Margin % of 0.71% is 92.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Algr Co-operative Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr Co-operative Insurance Co's current Net Margin % is 0.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr Co-operative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co (SAU:8180) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼14.20, compared to a current price of ﷼12.01 — trading 15.4% below its estimated fair value. The current Net Margin % is 0.71% and 92.3% below the Insurance industry median of 9.24. Algr Co-operative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Algr Co-operative Insurance Co (SAU:8180), the current Net Margin % is 0.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr Co-operative Insurance Co (SAU:8180) Overvalued in 2026?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co stock appears to be undervalued.
The current stock price of ﷼12.01 is trading 15.4% below its estimated GF Value™ of ﷼14.20.
GuruFocus considers Algr Co-operative Insurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8180:
Net Margin %: 0.71%
GF Value™: ﷼14.20 vs. price of ﷼12.01 (15.4% below fair value)
Industry Position: 92.3% below the Insurance median (#479 of 504)
No single metric tells the full story. See the SAU:8180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Algr Co-operative Insurance Co Business Description
Al Sagr Co-operative Insurance Co is a Saudi Arabia-based company involved in the insurance sector. The company provides insurance in various areas, including motor, medical, marine, property, engineering, liability, miscellaneous, travel, energy, and medical malpractice. The company generates key insurance revenue from Motor Comprehensive and Motor Third-party Insurance.
65GF Score
Get the complete analysis for SAU:8180
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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