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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Algr Co-operative Insurance Co's annualized net income for the quarter that ended in Mar. 2026 was ﷼4.0 Mil. Algr Co-operative Insurance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ﷼309.7 Mil. Therefore, Algr Co-operative Insurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.30%.
The historical rank and industry rank for Algr Co-operative Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:
SAU:8180'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -35.78 Med: -7.26 Max: 36.48
Current: -15.81
During the past 13 years, Algr Co-operative Insurance Co's highest Return-on-Tangible-Equity was 36.48%. The lowest was -35.78%. And the median was -7.26%.
SAU:8180's Return-on-Tangible-Equity is ranked worse than 96.19% of 499
companies
in the Insurance industry
Industry Median: 13.51
vs SAU:8180: -15.81
Algr Co-operative Insurance Co (SAU:8180) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Algr Co-operative Insurance Co Return-on-Tangible-Equity Related Terms
Algr Co-operative Insurance Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Algr Co-operative Insurance Co Return-on-Tangible-Equity Chart
SAU:8180 vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, Algr Co-operative Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr Co-operative Insurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr Co-operative Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Algr Co-operative Insurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.30% mean?
Algr Co-operative Insurance Co (SAU:8180) has a Return-on-Tangible-Equity of 1.30% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Algr Co-operative Insurance Co and its competitors. According to the industry distribution chart, Algr Co-operative Insurance Co ranks #480 out of 499 companies in the Insurance industry, placing it in the top 96.2%.
Is Algr Co-operative Insurance Co's Return-on-Tangible-Equity too high?
Algr Co-operative Insurance Co's current Return-on-Tangible-Equity is 1.30%. The Insurance industry median Return-on-Tangible-Equity is 13.51. Algr Co-operative Insurance Co's value of 1.30% is 90.4% below this industry median. Based on the distribution chart, Algr Co-operative Insurance Co ranks #480 out of 499 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Algr Co-operative Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Algr Co-operative Insurance Co's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Algr Co-operative Insurance Co ranks #480 out of 499 companies for Return-on-Tangible-Equity. This places Algr Co-operative Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.51. Algr Co-operative Insurance Co's value of 1.30% is 90.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.51, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr Co-operative Insurance Co's current Return-on-Tangible-Equity of 1.30% is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Algr Co-operative Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr Co-operative Insurance Co's current Return-on-Tangible-Equity is 1.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr Co-operative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co (SAU:8180) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼14.18, compared to a current price of ﷼10.89 — trading 23.2% below its estimated fair value. The current Return-on-Tangible-Equity is 1.30% and 90.4% below the Insurance industry median of 13.51. Algr Co-operative Insurance Co's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Algr Co-operative Insurance Co (SAU:8180), the current Return-on-Tangible-Equity is 1.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr Co-operative Insurance Co (SAU:8180) Overvalued in 2026?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co stock appears to be undervalued.
The current stock price of ﷼10.89 is trading 23.2% below its estimated GF Value™ of ﷼14.18.
GuruFocus considers Algr Co-operative Insurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8180:
Return-on-Tangible-Equity: 1.30%
GF Value™: ﷼14.18 vs. price of ﷼10.89 (23.2% below fair value)
Industry Position: 90.4% below the Insurance median (#480 of 499)
No single metric tells the full story. See the SAU:8180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Algr Co-operative Insurance Co Business Description
Al Sagr Co-operative Insurance Co is a Saudi Arabia-based company involved in the insurance sector. The company provides insurance in various areas, including motor, medical, marine, property, engineering, liability, miscellaneous, travel, energy, and medical malpractice. The company generates key insurance revenue from Motor Comprehensive and Motor Third-party Insurance.
66GF Score
Get the complete analysis for SAU:8180
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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