The historical rank and industry rank for Algr Co-operative Insurance Co's ROE % or its related term are showing as below:
SAU:8180'
s ROE % Range Over the Past 10 Years
Min: -32.93 Med: -6.84 Max: 36.48
Current: -14.34
During the past 13 years, Algr Co-operative Insurance Co's highest ROE % was 36.48%. The lowest was -32.93%. And the median was -6.84%.
SAU:8180's ROE % is ranked worse than 96.04% of 505
companies
in the Insurance industry
Industry Median: 11.66
vs SAU:8180: -14.34
Algr Co-operative Insurance Co (SAU:8180) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Algr Co-operative Insurance Co ROE % Related Terms
Algr Co-operative Insurance Co ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Algr Co-operative Insurance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Algr Co-operative Insurance Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Algr Co-operative Insurance Co's ROE % distribution charts can be found below:
* The bar in red indicates where Algr Co-operative Insurance Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Algr Co-operative Insurance Co (SAU:8180) has a ROE % of 1.17% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Algr Co-operative Insurance Co and its competitors. According to the industry distribution chart, Algr Co-operative Insurance Co ranks #485 out of 505 companies in the Insurance industry, placing it in the top 96%.
Is Algr Co-operative Insurance Co's ROE % too high?
Algr Co-operative Insurance Co's current ROE % is 1.17%. The Insurance industry median ROE % is 11.66. Algr Co-operative Insurance Co's value of 1.17% is 90% below this industry median. Based on the distribution chart, Algr Co-operative Insurance Co ranks #485 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Algr Co-operative Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Algr Co-operative Insurance Co's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Algr Co-operative Insurance Co ranks #485 out of 505 companies for ROE %. This places Algr Co-operative Insurance Co in the lower half of its industry. The industry median ROE % is 11.66. Algr Co-operative Insurance Co's value of 1.17% is 90% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.66, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Algr Co-operative Insurance Co's current ROE % of 1.17% is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Algr Co-operative Insurance Co and its competitors. For the Insurance industry, the median ROE % is 11.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Algr Co-operative Insurance Co's current ROE % is 1.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr Co-operative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co (SAU:8180) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼14.20, compared to a current price of ﷼12.01 — trading 15.4% below its estimated fair value. The current ROE % is 1.17% and 90% below the Insurance industry median of 11.66. Algr Co-operative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Algr Co-operative Insurance Co (SAU:8180), the current ROE % is 1.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Algr Co-operative Insurance Co (SAU:8180) Overvalued in 2026?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co stock appears to be undervalued.
The current stock price of ﷼12.01 is trading 15.4% below its estimated GF Value™ of ﷼14.20.
GuruFocus considers Algr Co-operative Insurance Co to be Modestly Undervalued.
Key valuation signals for SAU:8180:
ROE %: 1.17%
GF Value™: ﷼14.20 vs. price of ﷼12.01 (15.4% below fair value)
Industry Position: 90% below the Insurance median (#485 of 505)
No single metric tells the full story. See the SAU:8180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Algr Co-operative Insurance Co Business Description
Al Sagr Co-operative Insurance Co is a Saudi Arabia-based company involved in the insurance sector. The company provides insurance in various areas, including motor, medical, marine, property, engineering, liability, miscellaneous, travel, energy, and medical malpractice. The company generates key insurance revenue from Motor Comprehensive and Motor Third-party Insurance.
65GF Score
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