Algr Co-operative Insurance Co (SAU:8180) E10: ﷼-0.86 (As of Mar. 2026)


SAU:8180 Al Sagr Co-operative Insurance Co SAU:8180
65 GF Score
Price ﷼12.01
GF Value ﷼14.20
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Algr Co-operative Insurance Co E10?

Algr Co-operative Insurance Co SAU:8180 +1.35% 65 E10 is ﷼-0.86 as of Mar. 2026. GuruFocus rates SAU:8180 with a GF Score™ of 65/100 and a GF Value™ of ﷼14.20 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Algr Co-operative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.030. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼-0.86 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Algr Co-operative Insurance Co's average E10 Growth Rate was -345.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Algr Co-operative Insurance Co was -12.10% per year. The lowest was -12.10% per year. And the median was -12.10% per year.

As of today (2026-07-05), Algr Co-operative Insurance Co's current stock price is ﷼12.01. Algr Co-operative Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼-0.86. Algr Co-operative Insurance Co's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Algr Co-operative Insurance Co was 1307.00. The lowest was 30.27. And the median was 51.21.


Algr Co-operative Insurance Co  (SAU:8180) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Algr Co-operative Insurance Co was 1307.00. The lowest was 30.27. And the median was 51.21.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Algr Co-operative Insurance Co E10 Related Terms


Algr Co-operative Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Algr Co-operative Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Algr Co-operative Insurance Co E10 Chart

Algr Co-operative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.27 0.31 0.38 -0.38

Algr Co-operative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.24 0.01 -0.38 -0.86

SAU:8180 vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Algr Co-operative Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Algr Co-operative Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Algr Co-operative Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Algr Co-operative Insurance Co's Shiller PE Ratio falls into.


SAU:8180
65GF Score
Al Sagr Co-operative Insurance Co SAU:8180
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Algr Co-operative Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Algr Co-operative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.03/330.2130*330.2130
=0.030

Current CPI (Mar. 2026) = 330.2130.

Algr Co-operative Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 2.731 241.018 3.742
201609 1.260 241.428 1.723
201612 0.447 241.432 0.611
201703 0.235 243.801 0.318
201706 0.330 244.955 0.445
201709 0.358 246.819 0.479
201712 0.057 246.524 0.076
201803 0.433 249.554 0.573
201806 -0.113 251.989 -0.148
201809 0.188 252.439 0.246
201812 -0.829 251.233 -1.090
201903 -0.113 254.202 -0.147
201906 -0.414 256.143 -0.534
201909 -1.318 256.759 -1.695
201912 -0.433 256.974 -0.556
202003 -2.844 258.115 -3.638
202006 0.490 257.797 0.628
202009 -1.450 260.280 -1.840
202012 -1.488 260.474 -1.886
202103 -1.940 264.877 -2.419
202106 -0.490 271.696 -0.596
202109 -0.810 274.310 -0.975
202112 -0.249 278.802 -0.295
202203 -1.318 287.504 -1.514
202206 -1.668 296.311 -1.859
202209 0.211 296.808 0.235
202212 0.250 296.797 0.278
202303 0.461 301.836 0.504
202306 0.330 305.109 0.357
202309 0.850 307.789 0.912
202312 0.340 306.746 0.366
202403 0.400 312.332 0.423
202406 0.490 314.175 0.515
202409 0.110 315.301 0.115
202412 0.370 315.605 0.387
202503 -0.600 319.799 -0.620
202506 -0.510 322.561 -0.522
202509 -0.680 324.800 -0.691
202512 -0.550 324.054 -0.560
202603 0.030 330.213 0.030

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼-0.86 mean?
Algr Co-operative Insurance Co (SAU:8180) has a E10 of ﷼-0.86 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Algr Co-operative Insurance Co and its competitors.
Is Algr Co-operative Insurance Co's E10 too high?
Algr Co-operative Insurance Co's current E10 is ﷼-0.86. Overall, Algr Co-operative Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Algr Co-operative Insurance Co's E10 compare to BRK.A and AIG?
Algr Co-operative Insurance Co's E10 of ﷼-0.86 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Algr Co-operative Insurance Co and its competitors. Algr Co-operative Insurance Co's current E10 is ﷼-0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Algr Co-operative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Algr Co-operative Insurance Co (SAU:8180) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼14.20, compared to a current price of ﷼12.01 — trading 15.4% below its estimated fair value. The current E10 is ﷼-0.86. Algr Co-operative Insurance Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Algr Co-operative Insurance Co (SAU:8180), the current E10 is ﷼-0.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Algr Co-operative Insurance Co (SAU:8180) Overvalued in 2026?

Based on GuruFocus' analysis, Algr Co-operative Insurance Co stock appears to be undervalued. The current stock price of ﷼12.01 is trading 15.4% below its estimated GF Value™ of ﷼14.20. GuruFocus considers Algr Co-operative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8180:

  • E10: ﷼-0.86
  • GF Value™: ﷼14.20 vs. price of ﷼12.01 (15.4% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the SAU:8180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Algr Co-operative Insurance Co Business Description

Address King Fahad Road, Business Gate Building, Building No. 6565, P.O. Box 3823, Al-Khalidiyah Al-Shamali District, Dammam, SAU, 32232
Al Sagr Co-operative Insurance Co is a Saudi Arabia-based company involved in the insurance sector. The company provides insurance in various areas, including motor, medical, marine, property, engineering, liability, miscellaneous, travel, energy, and medical malpractice. The company generates key insurance revenue from Motor Comprehensive and Motor Third-party Insurance.
65GF Score

Get the complete analysis for SAU:8180

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.01
Price
﷼14.20
GF Value