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Take And Give Needs CoTSE:4331 -0.73%48 Interest Coverage is 15.13 as of Dec. 2025, which is 77% above its 10-year median of 8.57. GuruFocus rates TSE:4331 with a GF Score™ of 48/100 and a GF Value™ of 円1,004.67 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 70 Personal Services companies, Take And Give Needs Co ranks worse than 78.57% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Take And Give Needs Co's
Operating Income
for the
three
months ended in Dec. 2025 was 円2,088 Mil. Take And Give Needs Co's Interest Expense for the
three
months ended in Dec. 2025 was 円-138 Mil.
Take And Give Needs Co's interest coverage for the quarter that ended in Dec. 2025 was 15.13.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Take And Give Needs Co Ltd interest coverage is 3.72, which is low.
The historical rank and industry rank for Take And Give Needs Co's Interest Coverage or its related term are showing as below:
TSE:4331'
s Interest Coverage Range Over the Past 10 Years
Min: 3.72 Med: 8.57 Max: 12.44
Current: 3.72
TSE:4331's Interest Coverage is ranked worse than 78.57% of 70
companies
in the Personal Services industry
Industry Median: 10.685
vs TSE:4331: 3.72
Take And Give Needs Co (TSE:4331) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Take And Give Needs Co Interest Coverage Related Terms
Take And Give Needs Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Take And Give Needs Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:4331 vs ROL, SCI, FTDR: Interest Coverage Comparison
For the Personal Services subindustry, Take And Give Needs Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Take And Give Needs Co Interest Coverage vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Take And Give Needs Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Take And Give Needs Co's Interest Coverage falls into.
Take And Give Needs Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Take And Give Needs Co (TSE:4331) has a Interest Coverage of 15.13 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Take And Give Needs Co and its competitors. This is 77% above median its historical median of 8.57. Over the past decade, Take And Give Needs Co's Interest Coverage has ranged from 3.72 to 12.44. According to the industry distribution chart, Take And Give Needs Co ranks #55 out of 70 companies in the Personal Services industry, placing it in the top 78.6%.
Is Take And Give Needs Co's Interest Coverage too high?
Take And Give Needs Co's current Interest Coverage of 15.13 is 77% above median its 10-year median of 8.57. Over the past 10 years, this metric has ranged from a low of 3.72 to a high of 12.44. The Personal Services industry median Interest Coverage is 10.69. Take And Give Needs Co's value of 15.13 is 41.6% above this industry median. Based on the distribution chart, Take And Give Needs Co ranks #55 out of 70 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Take And Give Needs Co has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Take And Give Needs Co's Interest Coverage compare to ROL and SCI?
According to the Personal Services industry distribution chart, Take And Give Needs Co ranks #55 out of 70 companies for Interest Coverage. This places Take And Give Needs Co in the lower half of its industry. The industry median Interest Coverage is 10.69. Take And Give Needs Co's value of 15.13 is 41.6% above this benchmark. Historically, Take And Give Needs Co's own Interest Coverage has ranged from 3.72 to 12.44 over the past decade. While the company's 10-year median is 8.57 vs. the industry median of 10.69, Take And Give Needs Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Personal Services company?
The median Interest Coverage among Personal Services companies is 10.69, based on 70 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Take And Give Needs Co's current Interest Coverage of 15.13 is 41.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Take And Give Needs Co and its competitors. For the Personal Services industry, the median Interest Coverage is 10.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Take And Give Needs Co's current Interest Coverage is 15.13, which is 77% above median its own 10-year median of 8.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Take And Give Needs Co stock overvalued right now?
Based on GuruFocus' analysis, Take And Give Needs Co (TSE:4331) is currently considered Possible Value Trap. The stock's GF Value™ is 円1,004.67, compared to a current price of 円677.00 — trading 32.6% below its estimated fair value. The current Interest Coverage is 15.13, which is 77% above median its 10-year median of 8.57 and 41.6% above the Personal Services industry median of 10.69. Take And Give Needs Co's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Take And Give Needs Co (TSE:4331), the current Interest Coverage is 15.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Take And Give Needs Co (TSE:4331) Overvalued in 2026?
Based on GuruFocus' analysis, Take And Give Needs Co stock appears to be undervalued.
The current stock price of 円677.00 is trading 32.6% below its estimated GF Value™ of 円1,004.67.
GuruFocus considers Take And Give Needs Co to be Possible Value Trap.
Key valuation signals for TSE:4331:
Interest Coverage: 15.13 (77% above median its 10-year median of 8.57)
GF Value™: 円1,004.67 vs. price of 円677.00 (32.6% below fair value)
Industry Position: 41.6% above the Personal Services median (#55 of 70)
No single metric tells the full story. See the TSE:4331 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Take And Give Needs Co Ltd is a Japanese company providing domestic house wedding services using dedicated mansions. The firm is engaged in the domestic wedding business and overseas and resort wedding business. It offers wedding and wedding ceremony-related planning, preparation, and management services. The company's segments include: Domestic wedding business and Others.
48GF Score
Get the complete analysis for TSE:4331
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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