WHLM (Wilhelmina International) Interest Coverage: 50.50 (As of Jun. 2025) — 23% Below Median


WHLM Wilhelmina International Inc WHLM
51 GF Score
Price $2.75
GF Value $4.32
Valuation Possible Value Trap
! 3 Warning Signs
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What is Wilhelmina International Interest Coverage?

Wilhelmina International WHLM -0.18% 51 Interest Coverage is 50.50 as of Jun. 2025, which is 23% below its 10-year median of 65.92. GuruFocus rates WHLM with a GF Score™ of 51/100 and a GF Value™ of $4.32 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 812 Business Services companies, Wilhelmina International ranks better than 72.29% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Wilhelmina International's Operating Income for the three months ended in Jun. 2025 was $0.10 Mil. Wilhelmina International's Interest Expense for the three months ended in Jun. 2025 was $-0.00 Mil. Wilhelmina International's interest coverage for the quarter that ended in Jun. 2025 was 50.50. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Wilhelmina International Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Wilhelmina International's Interest Coverage or its related term are showing as below:

WHLM' s Interest Coverage Range Over the Past 10 Years
Min: 5.75   Med: 65.92   Max: No Debt
Current: 53.78


WHLM's Interest Coverage is ranked better than
72.29% of 812 companies
in the Business Services industry
Industry Median: 12.98 vs WHLM: 53.78

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wilhelmina International  (OTCPK:WHLM) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wilhelmina International Interest Coverage Related Terms


Wilhelmina International Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wilhelmina International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wilhelmina International Interest Coverage Chart

Wilhelmina International Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 68.20 302.38 104.00 63.64

Wilhelmina International Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 132.33 167.50 0.00 76.50 50.50

WHLM vs CAHO, THH, LICN: Interest Coverage Comparison

For the Specialty Business Services subindustry, Wilhelmina International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wilhelmina International Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Wilhelmina International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wilhelmina International's Interest Coverage falls into.


WHLM
51GF Score
Wilhelmina International Inc WHLM
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wilhelmina International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wilhelmina International's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Wilhelmina International's Interest Expense was $-0.01 Mil. Its Operating Income was $0.70 Mil. And its Long-Term Debt & Capital Lease Obligation was $2.39 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*0.7/-0.011
=63.64

Wilhelmina International's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the three months ended in Jun. 2025, Wilhelmina International's Interest Expense was $-0.00 Mil. Its Operating Income was $0.10 Mil. And its Long-Term Debt & Capital Lease Obligation was $2.37 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2025 )/Interest Expense (Q: Jun. 2025 )
=-1*0.101/-0.002
=50.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 50.50 mean?
Wilhelmina International (WHLM) has a Interest Coverage of 50.50 as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wilhelmina International and its competitors. This is 23% below median its historical median of 65.92. Over the past decade, Wilhelmina International's Interest Coverage has ranged from 5.75 to 10,000.00. According to the industry distribution chart, Wilhelmina International ranks #225 out of 812 companies in the Business Services industry, placing it in the top 27.7%.
Is Wilhelmina International's Interest Coverage too high?
Wilhelmina International's current Interest Coverage of 50.50 is 23% below median its 10-year median of 65.92. Over the past 10 years, this metric has ranged from a low of 5.75 to a high of 10,000.00. The Business Services industry median Interest Coverage is 12.98. Wilhelmina International's value of 50.50 is 289.1% above this industry median. Based on the distribution chart, Wilhelmina International ranks #225 out of 812 companies in the Business Services industry, which is above the industry midpoint. Overall, Wilhelmina International has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Wilhelmina International's Interest Coverage compare to CAHO and THH?
According to the Business Services industry distribution chart, Wilhelmina International ranks #225 out of 812 companies for Interest Coverage. This puts Wilhelmina International in the upper half of its industry. The industry median Interest Coverage is 12.98. Wilhelmina International's value of 50.50 is 289.1% above this benchmark. Historically, Wilhelmina International's own Interest Coverage has ranged from 5.75 to 10,000.00 over the past decade. While the company's 10-year median is 65.92 vs. the industry median of 12.98, Wilhelmina International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wilhelmina International's current Interest Coverage of 50.50 is 289.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wilhelmina International and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilhelmina International's current Interest Coverage is 50.50, which is 23% below median its own 10-year median of 65.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilhelmina International stock overvalued right now?
Based on GuruFocus' analysis, Wilhelmina International (WHLM) is currently considered Possible Value Trap. The stock's GF Value™ is $4.32, compared to a current price of $2.75 — trading 36.5% below its estimated fair value. The current Interest Coverage is 50.50, which is 23% below median its 10-year median of 65.92 and 289.1% above the Business Services industry median of 12.98. Wilhelmina International's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wilhelmina International (WHLM), the current Interest Coverage is 50.50 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wilhelmina International (WHLM) Overvalued in 2026?

Based on GuruFocus' analysis, Wilhelmina International stock appears to be undervalued. The current stock price of $2.75 is trading 36.5% below its estimated GF Value™ of $4.32. GuruFocus considers Wilhelmina International to be Possible Value Trap.

Key valuation signals for WHLM:

  • Interest Coverage: 50.50 (23% below median its 10-year median of 65.92)
  • GF Value™: $4.32 vs. price of $2.75 (36.5% below fair value)
  • GF Score™: 51/100 with 3 warning signs
  • Industry Position: 289.1% above the Business Services median (#225 of 812)

No single metric tells the full story. See the WHLM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wilhelmina International Business Description

Address 5420 Lyndon B Johnson Freeway, Box No. 25, Dallas, TX, USA, 75240
Wilhelmina International Inc is engaged in the business of fashion model management. The company provides traditional, full-service fashion model and talent management services, specializing in the representation and management of models, entertainers, artists, athletes and another talent to various clients which include retailers, designers, advertising agencies, print and electronic media and catalog companies. In addition, the company is also engaged in providing fashion modeling and talent product endorsement services to clients such as advertising agencies, branded consumer goods companies, fashion designers, magazine publications, retailers, department stores, product catalogs, and Internet sites.
51GF Score

Get the complete analysis for WHLM

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.75
Price
$4.32
GF Value