ECNCF (ECN Capital) Interest Expense: $-2.0 Mil (TTM As of Dec. 2025)

What is ECN Capital Interest Expense?

ECN Capital ECNCF +0.40% 46 Interest Expense is $-2.0 Mil as of Dec. 2025. GuruFocus rates ECNCF with a GF Score™ of 46/100 and a GF Value™ of $2.41. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. ECN Capital's interest expense for the three months ended in Dec. 2025 was $ -0.5 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-2.0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. ECN Capital's Operating Income for the three months ended in Dec. 2025 was $ 16.3 Mil. ECN Capital's Interest Expense for the three months ended in Dec. 2025 was $ -0.5 Mil. ECN Capital's Interest Coverage for the quarter that ended in Dec. 2025 was 34.61. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ECN Capital (OTCPK:ECNCF) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ECN Capital's Interest Expense for the three months ended in Dec. 2025 was $-0.5 Mil. Its Operating Income for the three months ended in Dec. 2025 was $16.3 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was $606.8 Mil.

ECN Capital's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage	=	-1	*	Operating Income (Q: Dec. 2025 )	/	Interest Expense (Q: Dec. 2025 )
	=	-1	*	16.336	/	-0.472
	=	34.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

ECN Capital Interest Expense Historical Data

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The historical data trend for ECN Capital's Interest Expense can be seen below:

ECN Capital Interest Expense Chart

ECN Capital Annual Data

Trend

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Dec25

Interest Expense

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0.00

-1.98

ECN Capital Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
Interest Expense	Get a 7-Day Free Trial															0.00	-0.05	-1.00	-0.46	-0.47

46GF Score

ECN Capital Corp ECNCF

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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ECN Capital Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.0 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-2.0 Mil mean?

ECN Capital (ECNCF) has a Interest Expense of $-2.0 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on ECN Capital and its competitors.

Is ECN Capital's Interest Expense too high?

ECN Capital's current Interest Expense is $-2.0 Mil. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.

How does ECN Capital's Interest Expense compare to RKT and FNMA?

ECN Capital's Interest Expense of $-2.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Banks company?

A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on ECN Capital and its competitors. ECN Capital's current Interest Expense is $-2.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is ECN Capital stock overvalued right now?

ECN Capital (ECNCF) has a current Interest Expense of $-2.0 Mil. The stock's GF Value™ is $2.41, compared to a current price of $2.26 — trading 6.2% below its estimated fair value. The current Interest Expense is $-2.0 Mil. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For ECN Capital (ECNCF), the current Interest Expense is $-2.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ECN Capital (ECNCF) Overvalued in 2026?

Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued. The current stock price of $2.26 is trading 6.2% below its estimated GF Value™ of $2.41.

Key valuation signals for ECNCF:

Interest Expense: $-2.0 Mil
GF Value™: $2.41 vs. price of $2.26 (6.2% below fair value)
GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ECN Capital Business Description

Industry Financial Services Banks

Comparable Companies TSX:DLCG TSX:MKP TSX:AI TSX:TF TSX:FC TSXV:BCF TSXV:FDI RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC LSE:PAG WD BOM:535789 BOM:543335

Address 199 Bay Street, Suite 4000, Commerce Court West, Toronto, ON, CAN, M5L 1A9

Website https://www.ecncapitalcorp.com

ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.

46GF Score

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$2.26

Price

$2.41

GF Value

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