Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. ECN Capital's Pre-Tax Income for the
three
months ended in Dec. 2025 was $13.2 Mil. ECN Capital's Revenue for the
three
months ended in Dec. 2025 was $69.0 Mil. Therefore, ECN Capital's pretax margin for the quarter that ended in Dec. 2025 was 19.15%.
The historical rank and industry rank for ECN Capital's Pretax Margin % or its related term are showing as below:
ECNCF'
s Pretax Margin % Range Over the Past 10 Years
Min: -321.94 Med: -1.46 Max: 15.56
Current: 15.46
ECNCF's Pretax Margin % is ranked worse than 85.95% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs ECNCF: 15.46
ECN Capital (OTCPK:ECNCF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
ECN Capital Pretax Margin % Related Terms
ECN Capital Pretax Margin % Historical Data
* Premium members only.
The historical data trend for ECN Capital's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECNCF vs RKT, FNMA, PFSI: Pretax Margin % Comparison
For the Mortgage Finance subindustry, ECN Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where ECN Capital's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (ECNCF) has a Pretax Margin % of 19.15% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ECN Capital and its competitors. According to the industry distribution chart, ECN Capital ranks #1315 out of 1530 companies in the Banks industry, placing it in the top 85.9%.
Is ECN Capital's Pretax Margin % too high?
ECN Capital's current Pretax Margin % is 19.15%. The Banks industry median Pretax Margin % is 34.72. ECN Capital's value of 19.15% is 44.8% below this industry median. Based on the distribution chart, ECN Capital ranks #1315 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ECN Capital has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Pretax Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #1315 out of 1530 companies for Pretax Margin %. This places ECN Capital in the lower half of its industry. The industry median Pretax Margin % is 34.72. ECN Capital's value of 19.15% is 44.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current Pretax Margin % of 19.15% is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ECN Capital and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current Pretax Margin % is 19.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
Based on GuruFocus' analysis, ECN Capital (ECNCF) is currently considered Fairly Valued. The stock's GF Value™ is $2.41, compared to a current price of $2.26 — trading 6.2% below its estimated fair value. The current Pretax Margin % is 19.15% and 44.8% below the Banks industry median of 34.72. ECN Capital's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ECN Capital (ECNCF), the current Pretax Margin % is 19.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (ECNCF) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of $2.26 is trading 6.2% below its estimated GF Value™ of $2.41.
GuruFocus considers ECN Capital to be Fairly Valued.
Key valuation signals for ECNCF:
Pretax Margin %: 19.15%
GF Value™: $2.41 vs. price of $2.26 (6.2% below fair value)
Industry Position: 44.8% below the Banks median (#1315 of 1530)
No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
48GF Score
Get the complete analysis for ECNCF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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