ECN CapitalECNCF +0.40%46 Net Debt Paydown Yield % is 9.92% as of Jul. 11, 2026, which is 7% below its 10-year median of 10.72. GuruFocus rates ECNCF with a GF Score™ of 46/100 and a GF Value™ of $2.42. The stock has 6 warning signs investors should review. Among 1,417 Banks companies, ECN Capital ranks better than 82% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, ECN Capital's Net Debt Paydown Yield % was 9.92%.
ECN Capital (OTCPK:ECNCF) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
ECN Capital Net Debt Paydown Yield % Related Terms
ECN Capital Net Debt Paydown Yield % Historical Data
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The historical data trend for ECN Capital's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECNCF vs RKT, FNMA, PFSI: Net Debt Paydown Yield % Comparison
For the Mortgage Finance subindustry, ECN Capital's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where ECN Capital's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 9.92% mean?
ECN Capital (ECNCF) has a Net Debt Paydown Yield % of 9.92% as of Jul. 11, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on ECN Capital and its competitors. This is near median its historical median of 10.72. According to the industry distribution chart, ECN Capital ranks #255 out of 1417 companies in the Banks industry, placing it in the top 18%.
Is ECN Capital's Net Debt Paydown Yield % too high?
ECN Capital's current Net Debt Paydown Yield % of 9.92% is near median its 10-year median of 10.72. Based on the distribution chart, ECN Capital ranks #255 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ECN Capital has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Net Debt Paydown Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #255 out of 1417 companies for Net Debt Paydown Yield %. This places ECN Capital in the top 18% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on ECN Capital and its competitors. ECN Capital's current Net Debt Paydown Yield % is 9.92%, which is near median its own 10-year median of 10.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
ECN Capital (ECNCF) has a current Net Debt Paydown Yield % of 9.92%. The stock's GF Value™ is $2.42, compared to a current price of $2.26 — trading 6.6% below its estimated fair value. The current Net Debt Paydown Yield % is 9.92%, which is near median its 10-year median of 10.72. ECN Capital's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For ECN Capital (ECNCF), the current Net Debt Paydown Yield % is 9.92% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (ECNCF) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of $2.26 is trading 6.6% below its estimated GF Value™ of $2.42.
Key valuation signals for ECNCF:
Net Debt Paydown Yield %: 9.92% (near median its 10-year median of 10.72)
GF Value™: $2.42 vs. price of $2.26 (6.6% below fair value)
No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
46GF Score
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