ECN CapitalECNCF +0.40%48 EBITDA Margin % is 27.00% as of Dec. 2025, which is 57% above its 10-year median of 17.17. GuruFocus rates ECNCF with a GF Score™ of 48/100 and a GF Value™ of $2.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 48 Banks companies, ECN Capital ranks better than 54.17% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. ECN Capital's EBITDA for the
three
months ended in Dec. 2025 was $18.6 Mil. ECN Capital's Revenue for the
three
months ended in Dec. 2025 was $69.0 Mil. Therefore, ECN Capital's EBITDA margin for the quarter that ended in Dec. 2025 was 27.00%.
ECN Capital (OTCPK:ECNCF) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
ECN Capital EBITDA Margin % Related Terms
ECN Capital EBITDA Margin % Historical Data
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The historical data trend for ECN Capital's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECNCF vs RKT, FNMA, PFSI: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, ECN Capital's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where ECN Capital's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (ECNCF) has a EBITDA Margin % of 27.00% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ECN Capital and its competitors. This is 57% above median its historical median of 17.17. According to the industry distribution chart, ECN Capital ranks #22 out of 48 companies in the Banks industry, placing it in the top 45.8%.
Is ECN Capital's EBITDA Margin % too high?
ECN Capital's current EBITDA Margin % of 27.00% is 57% above median its 10-year median of 17.17. The Banks industry median EBITDA Margin % is 20.82. ECN Capital's value of 27.00% is 29.7% above this industry median. Based on the distribution chart, ECN Capital ranks #22 out of 48 companies in the Banks industry, which is above the industry midpoint. Overall, ECN Capital has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #22 out of 48 companies for EBITDA Margin %. This puts ECN Capital in the upper half of its industry. The industry median EBITDA Margin % is 20.82. ECN Capital's value of 27.00% is 29.7% above this benchmark. While the company's 10-year median is 17.17 vs. the industry median of 20.82, ECN Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 20.82, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current EBITDA Margin % of 27.00% is 29.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ECN Capital and its competitors. For the Banks industry, the median EBITDA Margin % is 20.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current EBITDA Margin % is 27.00%, which is 57% above median its own 10-year median of 17.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
Based on GuruFocus' analysis, ECN Capital (ECNCF) is currently considered Fairly Valued. The stock's GF Value™ is $2.43, compared to a current price of $2.26 — trading 7% below its estimated fair value. The current EBITDA Margin % is 27.00%, which is 57% above median its 10-year median of 17.17 and 29.7% above the Banks industry median of 20.82. ECN Capital's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For ECN Capital (ECNCF), the current EBITDA Margin % is 27.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (ECNCF) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of $2.26 is trading 7% below its estimated GF Value™ of $2.43.
GuruFocus considers ECN Capital to be Fairly Valued.
Key valuation signals for ECNCF:
EBITDA Margin %: 27.00% (57% above median its 10-year median of 17.17)
GF Value™: $2.43 vs. price of $2.26 (7% below fair value)
Industry Position: 29.7% above the Banks median (#22 of 48)
No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
48GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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