ECN CapitalECNCF +0.40%48 Net Margin % is 10.22% as of Dec. 2025, which is 77% above its 10-year median of 5.77. GuruFocus rates ECNCF with a GF Score™ of 48/100 and a GF Value™ of $2.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, ECN Capital ranks worse than 90.3% on this metric.
Net margin is calculated as Net Income divided by its Revenue. ECN Capital's Net Income for the
three
months ended in Dec. 2025 was $7.1 Mil. ECN Capital's Revenue for the
three
months ended in Dec. 2025 was $69.0 Mil. Therefore, ECN Capital's net margin for the quarter that ended in Dec. 2025 was 10.22%.
The historical rank and industry rank for ECN Capital's Net Margin % or its related term are showing as below:
ECNCF'
s Net Margin % Range Over the Past 10 Years
Min: -79.73 Med: 5.77 Max: 809.9
Current: 7.96
ECNCF's Net Margin % is ranked worse than 90.3% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs ECNCF: 7.96
ECN Capital (OTCPK:ECNCF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ECN Capital Net Margin % Related Terms
ECN Capital Net Margin % Historical Data
* Premium members only.
The historical data trend for ECN Capital's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, ECN Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Net Margin % distribution charts can be found below:
* The bar in red indicates where ECN Capital's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (ECNCF) has a Net Margin % of 10.22% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on ECN Capital and its competitors. This is 77% above median its historical median of 5.77. According to the industry distribution chart, ECN Capital ranks #1378 out of 1526 companies in the Banks industry, placing it in the top 90.3%.
Is ECN Capital's Net Margin % too high?
ECN Capital's current Net Margin % of 10.22% is 77% above median its 10-year median of 5.77. The Banks industry median Net Margin % is 26.97. ECN Capital's value of 10.22% is 62.1% below this industry median. Based on the distribution chart, ECN Capital ranks #1378 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ECN Capital has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Net Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #1378 out of 1526 companies for Net Margin %. This places ECN Capital in the lower half of its industry. The industry median Net Margin % is 26.97. ECN Capital's value of 10.22% is 62.1% below this benchmark. While the company's 10-year median is 5.77 vs. the industry median of 26.97, ECN Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current Net Margin % of 10.22% is 62.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ECN Capital and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current Net Margin % is 10.22%, which is 77% above median its own 10-year median of 5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
Based on GuruFocus' analysis, ECN Capital (ECNCF) is currently considered Fairly Valued. The stock's GF Value™ is $2.43, compared to a current price of $2.26 — trading 7% below its estimated fair value. The current Net Margin % is 10.22%, which is 77% above median its 10-year median of 5.77 and 62.1% below the Banks industry median of 26.97. ECN Capital's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ECN Capital (ECNCF), the current Net Margin % is 10.22% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (ECNCF) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of $2.26 is trading 7% below its estimated GF Value™ of $2.43.
GuruFocus considers ECN Capital to be Fairly Valued.
Key valuation signals for ECNCF:
Net Margin %: 10.22% (77% above median its 10-year median of 5.77)
GF Value™: $2.43 vs. price of $2.26 (7% below fair value)
Industry Position: 62.1% below the Banks median (#1378 of 1526)
No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
48GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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