ECN CapitalECNCF +0.40%48 Quick Ratio is 8.79 as of Dec. 2025, which is at its 10-year median of 8.79. GuruFocus rates ECNCF with a GF Score™ of 48/100 and a GF Value™ of $2.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 47 Banks companies, ECN Capital ranks better than 55.32% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. ECN Capital's quick ratio for the quarter that ended in Dec. 2025 was 8.79.
ECN Capital has a quick ratio of 8.79. It generally indicates good short-term financial strength.
The historical rank and industry rank for ECN Capital's Quick Ratio or its related term are showing as below:
ECNCF'
s Quick Ratio Range Over the Past 10 Years
Min: 0.98 Med: 8.79 Max: 16.22
Current: 8.79
During the past 13 years, ECN Capital's highest Quick Ratio was 16.22. The lowest was 0.98. And the median was 8.79.
ECNCF's Quick Ratio is ranked better than 55.32% of 47
companies
in the Banks industry
Industry Median: 4.82
vs ECNCF: 8.79
ECN Capital (OTCPK:ECNCF) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
ECN Capital Quick Ratio Related Terms
ECN Capital Quick Ratio Historical Data
* Premium members only.
The historical data trend for ECN Capital's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, ECN Capital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ECN Capital Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, ECN Capital's Quick Ratio distribution charts can be found below:
* The bar in red indicates where ECN Capital's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
ECN Capital's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ECN Capital (ECNCF) has a Quick Ratio of 8.79 as of Dec. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ECN Capital and its competitors. This is near median its historical median of 8.79. Over the past decade, ECN Capital's Quick Ratio has ranged from 0.98 to 16.22. According to the industry distribution chart, ECN Capital ranks #21 out of 47 companies in the Banks industry, placing it in the top 44.7%.
Is ECN Capital's Quick Ratio too high?
ECN Capital's current Quick Ratio of 8.79 is near median its 10-year median of 8.79. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 16.22. The Banks industry median Quick Ratio is 4.82. ECN Capital's value of 8.79 is 82.4% above this industry median. Based on the distribution chart, ECN Capital ranks #21 out of 47 companies in the Banks industry, which is above the industry midpoint. Overall, ECN Capital has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does ECN Capital's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, ECN Capital ranks #21 out of 47 companies for Quick Ratio. This puts ECN Capital in the upper half of its industry. The industry median Quick Ratio is 4.82. ECN Capital's value of 8.79 is 82.4% above this benchmark. Historically, ECN Capital's own Quick Ratio has ranged from 0.98 to 16.22 over the past decade. While the company's 10-year median is 8.79 vs. the industry median of 4.82, ECN Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ECN Capital's current Quick Ratio of 8.79 is 82.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ECN Capital and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ECN Capital's current Quick Ratio is 8.79, which is near median its own 10-year median of 8.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ECN Capital stock overvalued right now?
Based on GuruFocus' analysis, ECN Capital (ECNCF) is currently considered Fairly Valued. The stock's GF Value™ is $2.43, compared to a current price of $2.26 — trading 7% below its estimated fair value. The current Quick Ratio is 8.79, which is near median its 10-year median of 8.79 and 82.4% above the Banks industry median of 4.82. ECN Capital's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For ECN Capital (ECNCF), the current Quick Ratio is 8.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ECN Capital (ECNCF) Overvalued in 2026?
Based on GuruFocus' analysis, ECN Capital stock appears to be undervalued.
The current stock price of $2.26 is trading 7% below its estimated GF Value™ of $2.43.
GuruFocus considers ECN Capital to be Fairly Valued.
Key valuation signals for ECNCF:
Quick Ratio: 8.79 (near median its 10-year median of 8.79)
GF Value™: $2.43 vs. price of $2.26 (7% below fair value)
Industry Position: 82.4% above the Banks median (#21 of 47)
No single metric tells the full story. See the ECNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ECN Capital Corp is a financial business service provider. The group originates, manages, and advises on credit assets on behalf of its partners, specifically consumer loans and commercial loans. Its operating segments are: Manufactured Housing Finance and Recreational Vehicle and Marine (RV and Marine) Finance. The group generates maximum revenue from the Manufactured Housing Finance segment.
48GF Score
Get the complete analysis for ECNCF
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ECNCF has been successfully added to your 
