Harbin Bank Co (FRA:5H6) Interest Expense: €-2,270 Mil (TTM As of Dec. 2025)

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FRA:5H6 Harbin Bank Co Ltd FRA:5H6
39 GF Score
Price €0.03
GF Value €0.03
Valuation Fairly Valued
! 5 Warning Signs
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What is Harbin Bank Co Interest Expense?

Harbin Bank Co FRA:5H6 -2.94% 39 Interest Expense is €-2,270 Mil as of Dec. 2025. GuruFocus rates FRA:5H6 with a GF Score™ of 39/100 and a GF Value™ of €0.03 (Fairly Valued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Harbin Bank Co's interest expense for the six months ended in Dec. 2025 was € -1,097 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-2,270 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Harbin Bank Co's Operating Income for the six months ended in Dec. 2025 was € Mil. Harbin Bank Co's Interest Expense for the six months ended in Dec. 2025 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Harbin Bank Co Interest Expense Historical Data

* Premium members only.

The historical data trend for Harbin Bank Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harbin Bank Co Interest Expense Chart

Harbin Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2,276.95 -2,309.71 -2,590.40 -2,680.53 -2,274.57

Harbin Bank Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,316.10 -1,309.47 -1,339.22 -1,172.61 -1,097.04
FRA:5H6
39GF Score
Harbin Bank Co Ltd FRA:5H6
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Harbin Bank Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-2,270 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-2,270 Mil mean?
Harbin Bank Co (FRA:5H6) has a Interest Expense of €-2,270 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Harbin Bank Co and its competitors.
Is Harbin Bank Co's Interest Expense too high?
Harbin Bank Co's current Interest Expense is €-2,270 Mil. Overall, Harbin Bank Co has a GF Score™ of 39/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Harbin Bank Co's Interest Expense compare to competitors?
Harbin Bank Co's Interest Expense of €-2,270 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Harbin Bank Co and its competitors. Harbin Bank Co's current Interest Expense is €-2,270 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbin Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Harbin Bank Co (FRA:5H6) is currently considered Fairly Valued. The stock's GF Value™ is €0.03, compared to a current price of €0.03 — trading 10% above its estimated fair value. The current Interest Expense is €-2,270 Mil. Harbin Bank Co's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Harbin Bank Co (FRA:5H6), the current Interest Expense is €-2,270 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbin Bank Co (FRA:5H6) Overvalued in 2026?

Based on GuruFocus' analysis, Harbin Bank Co stock appears to be overvalued. The current stock price of €0.03 is trading 10% above its estimated GF Value™ of €0.03. GuruFocus considers Harbin Bank Co to be Fairly Valued.

Key valuation signals for FRA:5H6:

  • Interest Expense: €-2,270 Mil
  • GF Value™: €0.03 vs. price of €0.03 (10% above fair value)
  • GF Score™: 39/100 with 5 warning signs

No single metric tells the full story. See the FRA:5H6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harbin Bank Co Business Description

Other Exchanges 06138:Hong Kong
Address No. 888 Shangjiang Street, Daoli District, Heilongjiang Province, Harbin, CHN, 150010
Harbin Bank Co Ltd provides deposit services, loan services, payment and settlement services and financial leasing services, as well as other financial services approved by the NFRA. Its segments include Corporate financial business, Retail financial business, Interbank financial business, and Other business. The majority of the revenue is derived from Corporate financial business which provides financial products and services to corporate customers, including deposits, loans, settlement and clearing and other products and services relating to the trading business. Its geographical segments include Heilongjiang region, Other regions in Northeastern China, Southwestern China, and Other regions.
39GF Score

Get the complete analysis for FRA:5H6

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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