Harbin Bank Co (FRA:5H6) 3-1 Month Momentum %: -3.03% (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5H6 Harbin Bank Co Ltd FRA:5H6
41 GF Score
Price €0.03
GF Value €0.04
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Harbin Bank Co 3-1 Month Momentum %?

Harbin Bank Co FRA:5H6 +3.13% 41 3-1 Month Momentum % is -3.03% as of Sep. 21, 2026. GuruFocus rates FRA:5H6 with a GF Score™ of 41/100 and a GF Value™ of €0.04 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,563 Banks companies, Harbin Bank Co ranks worse than 63979.46% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-21), Harbin Bank Co's 3-1 Month Momentum % is -3.03%.

The industry rank for Harbin Bank Co's 3-1 Month Momentum % or its related term are showing as below:

FRA:5H6's 3-1 Month Momentum % is not ranked
in the Banks industry.
Industry Median: 3.9 vs FRA:5H6: -3.03

Harbin Bank Co  (FRA:5H6) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Harbin Bank Co 3-1 Month Momentum % Related Terms


Harbin Bank Co 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Harbin Bank Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harbin Bank Co 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Harbin Bank Co's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Harbin Bank Co's 3-1 Month Momentum % falls into.


FRA:5H6
41GF Score
Harbin Bank Co Ltd FRA:5H6
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Harbin Bank Co  (FRA:5H6) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -3.03% mean?
Harbin Bank Co (FRA:5H6) has a 3-1 Month Momentum % of -3.03% as of Sep. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Harbin Bank Co and its competitors. According to the industry distribution chart, Harbin Bank Co ranks #999999 out of 1563 companies in the Banks industry.
Is Harbin Bank Co's 3-1 Month Momentum % too high?
Harbin Bank Co's current 3-1 Month Momentum % is -3.03%. Based on the distribution chart, Harbin Bank Co ranks #999999 out of 1563 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Harbin Bank Co has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Harbin Bank Co's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Harbin Bank Co ranks #999999 out of 1563 companies for 3-1 Month Momentum %. This places Harbin Bank Co in the lower half of its industry. The industry median 3-1 Month Momentum % is 3.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.90, based on 1,563 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Harbin Bank Co and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harbin Bank Co's current 3-1 Month Momentum % is -3.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbin Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Harbin Bank Co (FRA:5H6) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.03 — trading 20% below its estimated fair value. The current 3-1 Month Momentum % is -3.03%. Harbin Bank Co's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Harbin Bank Co (FRA:5H6), the current 3-1 Month Momentum % is -3.03% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbin Bank Co (FRA:5H6) Overvalued in 2026?

Based on GuruFocus' analysis, Harbin Bank Co stock appears to be undervalued. The current stock price of €0.03 is trading 20% below its estimated GF Value™ of €0.04. GuruFocus considers Harbin Bank Co to be Modestly Undervalued.

Key valuation signals for FRA:5H6:

  • 3-1 Month Momentum %: -3.03%
  • GF Value™: €0.04 vs. price of €0.03 (20% below fair value)
  • GF Score™: 41/100 with 5 warning signs

No single metric tells the full story. See the FRA:5H6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harbin Bank Co Business Description

Other Exchanges 06138:Hong Kong
Address No. 888 Shangjiang Street, Daoli District, Heilongjiang Province, Harbin, CHN, 150010
Harbin Bank Co Ltd provides deposit services, loan services, payment and settlement services and financial leasing services, as well as other financial services approved by the NFRA. Its segments include Corporate financial business, Retail financial business, Interbank financial business, and Other business. The majority of the revenue is derived from Corporate financial business which provides financial products and services to corporate customers, including deposits, loans, settlement and clearing and other products and services relating to the trading business. Its geographical segments include Heilongjiang region, Other regions in Northeastern China, Southwestern China, and Other regions.
41GF Score

Get the complete analysis for FRA:5H6

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.03
Price
€0.04
GF Value