Harbin Bank Co's ROE % for the quarter that ended in Dec. 2025 was 0.74%. Harbin Bank Co's PB Ratio for the quarter that ended in Dec. 2025 was 0.05.
Harbin Bank Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 14.80%.
Harbin Bank Co ROE % Adjusted to Book Value Related Terms
Harbin Bank Co ROE % Adjusted to Book Value Historical Data
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The historical data trend for Harbin Bank Co's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Harbin Bank Co ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, Harbin Bank Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harbin Bank Co ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Harbin Bank Co's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Harbin Bank Co's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 14.80% mean?
Harbin Bank Co (FRA:5H6) has a ROE % Adjusted to Book Value of 14.80% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Harbin Bank Co and its competitors.
Is Harbin Bank Co's ROE % Adjusted to Book Value too high?
Harbin Bank Co's current ROE % Adjusted to Book Value is 14.80%. Overall, Harbin Bank Co has a GF Score™ of 39/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Harbin Bank Co's ROE % Adjusted to Book Value compare to competitors?
Harbin Bank Co's ROE % Adjusted to Book Value of 14.80% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Harbin Bank Co and its competitors. Harbin Bank Co's current ROE % Adjusted to Book Value is 14.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbin Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Harbin Bank Co (FRA:5H6) is currently considered Fairly Valued. The stock's GF Value™ is €0.03, compared to a current price of €0.03 — trading 6.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 14.80%. Harbin Bank Co's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Harbin Bank Co (FRA:5H6), the current ROE % Adjusted to Book Value is 14.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harbin Bank Co (FRA:5H6) Overvalued in 2026?
Based on GuruFocus' analysis, Harbin Bank Co stock appears to be overvalued.
The current stock price of €0.03 is trading 6.7% above its estimated GF Value™ of €0.03.
GuruFocus considers Harbin Bank Co to be Fairly Valued.
Key valuation signals for FRA:5H6:
ROE % Adjusted to Book Value: 14.80%
GF Value™: €0.03 vs. price of €0.03 (6.7% above fair value)
No single metric tells the full story. See the FRA:5H6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harbin Bank Co Ltd provides deposit services, loan services, payment and settlement services and financial leasing services, as well as other financial services approved by the NFRA. Its segments include Corporate financial business, Retail financial business, Interbank financial business, and Other business. The majority of the revenue is derived from Corporate financial business which provides financial products and services to corporate customers, including deposits, loans, settlement and clearing and other products and services relating to the trading business. Its geographical segments include Heilongjiang region, Other regions in Northeastern China, Southwestern China, and Other regions.
39GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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