Harbin Bank Co (FRA:5H6) ROC %: % (As of Dec. 2025)


FRA:5H6 Harbin Bank Co Ltd FRA:5H6
41 GF Score
Price €0.03
GF Value €0.03
! 5 Warning Signs
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What is Harbin Bank Co ROC %?

Harbin Bank Co FRA:5H6 -6.06% 41 ROC % is % as of Dec. 2025. GuruFocus rates FRA:5H6 with a GF Score™ of 41/100 and a GF Value™ of €0.03. The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

FRA:5H6
41GF Score
Harbin Bank Co Ltd FRA:5H6
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Harbin Bank Co (FRA:5H6) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Harbin Bank Co and its competitors.
Is Harbin Bank Co's ROC % too high?
Harbin Bank Co's current ROC % is %. Overall, Harbin Bank Co has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does Harbin Bank Co's ROC % compare to competitors?
Harbin Bank Co's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Harbin Bank Co and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harbin Bank Co's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbin Bank Co stock overvalued right now?
Harbin Bank Co (FRA:5H6) has a current ROC % of %. The stock's GF Value™ is €0.03, compared to a current price of €0.03 — trading 3.3% above its estimated fair value. The current ROC % is %. Harbin Bank Co's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Harbin Bank Co (FRA:5H6), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbin Bank Co (FRA:5H6) Overvalued in 2026?

Based on GuruFocus' analysis, Harbin Bank Co stock appears to be overvalued. The current stock price of €0.03 is trading 3.3% above its estimated GF Value™ of €0.03.

Key valuation signals for FRA:5H6:

  • ROC %: %
  • GF Value™: €0.03 vs. price of €0.03 (3.3% above fair value)
  • GF Score™: 41/100 with 5 warning signs

No single metric tells the full story. See the FRA:5H6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harbin Bank Co Business Description

Other Exchanges 06138:Hong Kong
Address No. 888 Shangjiang Street, Daoli District, Heilongjiang Province, Harbin, CHN, 150010
Harbin Bank Co Ltd provides deposit services, loan services, payment and settlement services and financial leasing services, as well as other financial services approved by the NFRA. Its segments include Corporate financial business, Retail financial business, Interbank financial business, and Other business. The majority of the revenue is derived from Corporate financial business which provides financial products and services to corporate customers, including deposits, loans, settlement and clearing and other products and services relating to the trading business. Its geographical segments include Heilongjiang region, Other regions in Northeastern China, Southwestern China, and Other regions.
41GF Score

Get the complete analysis for FRA:5H6

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.03
Price
€0.03
GF Value