Harbin Bank Co (FRA:5H6) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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FRA:5H6 Harbin Bank Co Ltd FRA:5H6
39 GF Score
Price €0.03
GF Value €0.03
Valuation Fairly Valued
! 4 Warning Signs
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What is Harbin Bank Co ROC (Joel Greenblatt) %?

Harbin Bank Co FRA:5H6 39 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates FRA:5H6 with a GF Score™ of 39/100 and a GF Value™ of €0.03 (Fairly Valued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Harbin Bank Co ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:5H6
39GF Score
Harbin Bank Co Ltd FRA:5H6
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Harbin Bank Co (FRA:5H6) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Harbin Bank Co and its competitors. According to the industry distribution chart, Harbin Bank Co ranks #999999 out of 46 companies in the Banks industry.
Is Harbin Bank Co's ROC (Joel Greenblatt) % too high?
Harbin Bank Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Harbin Bank Co ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Harbin Bank Co has a GF Score™ of 39/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Harbin Bank Co's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, Harbin Bank Co ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Harbin Bank Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Harbin Bank Co and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harbin Bank Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbin Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Harbin Bank Co (FRA:5H6) is currently considered Fairly Valued. The stock's GF Value™ is €0.03, compared to a current price of €0.03 — trading 6.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Harbin Bank Co's overall GF Score™ is 39/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Harbin Bank Co (FRA:5H6), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbin Bank Co (FRA:5H6) Overvalued in 2026?

Based on GuruFocus' analysis, Harbin Bank Co stock appears to be overvalued. The current stock price of €0.03 is trading 6.7% above its estimated GF Value™ of €0.03. GuruFocus considers Harbin Bank Co to be Fairly Valued.

Key valuation signals for FRA:5H6:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €0.03 vs. price of €0.03 (6.7% above fair value)
  • GF Score™: 39/100 with 4 warning signs

No single metric tells the full story. See the FRA:5H6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harbin Bank Co Business Description

Other Exchanges 06138:Hong Kong
Address No. 888 Shangjiang Street, Daoli District, Heilongjiang Province, Harbin, CHN, 150010
Harbin Bank Co Ltd provides deposit services, loan services, payment and settlement services and financial leasing services, as well as other financial services approved by the NFRA. Its segments include Corporate financial business, Retail financial business, Interbank financial business, and Other business. The majority of the revenue is derived from Corporate financial business which provides financial products and services to corporate customers, including deposits, loans, settlement and clearing and other products and services relating to the trading business. Its geographical segments include Heilongjiang region, Other regions in Northeastern China, Southwestern China, and Other regions.
39GF Score

Get the complete analysis for FRA:5H6

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.03
Price
€0.03
GF Value