PSI Software SE (FRA:PSAN) Interest Expense: €-3.9 Mil (TTM As of Sep. 2025)

What is PSI Software SE Interest Expense?

PSI Software SE FRA:PSAN +0.68% 74 Interest Expense is €-3.9 Mil as of Sep. 2025. GuruFocus rates FRA:PSAN with a GF Score™ of 74/100 and a GF Value™ of €27.25 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PSI Software SE's interest expense for the three months ended in Sep. 2025 was € -0.9 Mil. Its interest expense for the trailing twelve months (TTM) ended in Sep. 2025 was €-3.9 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PSI Software SE's Operating Income for the three months ended in Sep. 2025 was € -22.5 Mil. PSI Software SE's Interest Expense for the three months ended in Sep. 2025 was € -0.9 Mil. PSI Software SE did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PSI Software SE (FRA:PSAN) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PSI Software SE's Interest Expense for the three months ended in Sep. 2025 was €-0.9 Mil. Its Operating Income for the three months ended in Sep. 2025 was €-22.5 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Sep. 2025 was €59.5 Mil.

PSI Software SE's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

PSI Software SE did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

PSI Software SE Interest Expense Historical Data

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The historical data trend for PSI Software SE's Interest Expense can be seen below:

PSI Software SE Interest Expense Chart

PSI Software SE Annual Data

Trend

Dec15

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Interest Expense

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-1.81

-0.98

-1.12

-3.48

-3.57

PSI Software SE Quarterly Data
	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25
Interest Expense	Get a 7-Day Free Trial															-0.74	-1.27	-0.76	-1.03	-0.89

74GF Score

PSI Software SE FRA:PSAN

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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PSI Software SE Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €-3.9 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of €-3.9 Mil mean?

PSI Software SE (FRA:PSAN) has a Interest Expense of €-3.9 Mil as of Sep. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on PSI Software SE and its competitors.

Is PSI Software SE's Interest Expense too high?

PSI Software SE's current Interest Expense is €-3.9 Mil. Overall, PSI Software SE has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does PSI Software SE's Interest Expense compare to UBER and SHOP?

PSI Software SE's Interest Expense of €-3.9 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Software company?

A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PSI Software SE and its competitors. PSI Software SE's current Interest Expense is €-3.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PSI Software SE stock overvalued right now?

Based on GuruFocus' analysis, PSI Software SE (FRA:PSAN) is currently considered Significantly Overvalued. The stock's GF Value™ is €27.25, compared to a current price of €44.60 — trading 63.7% above its estimated fair value. The current Interest Expense is €-3.9 Mil. PSI Software SE's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For PSI Software SE (FRA:PSAN), the current Interest Expense is €-3.9 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSI Software SE (FRA:PSAN) Overvalued in 2026?

Based on GuruFocus' analysis, PSI Software SE stock appears to be overvalued. The current stock price of €44.60 is trading 63.7% above its estimated GF Value™ of €27.25. GuruFocus considers PSI Software SE to be Significantly Overvalued.

Key valuation signals for FRA:PSAN:

Interest Expense: €-3.9 Mil
GF Value™: €27.25 vs. price of €44.60 (63.7% above fair value)
GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the FRA:PSAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PSI Software SE Business Description

Industry Technology Software

Comparable Companies XTER:TMV XTER:MUM XTER:IVU XTER:AOF HAM:ESY XTER:FAA XTER:CSH XTER:ISHA XTER:DTD2 XTER:SAP UBER SHOP CRM CDNS NOW ADP SNOW DDOG ADBE INTU

Other Exchanges 0KUR:UK PSAN:Germany

Address Dircksenstrasse 42- 44, Berlin, BB, DEU, 10178

Website https://www.psi.de

PSI Software SE is a software producer in process control and information systems. Its core business consists of process control and information systems for managing energy and material flows in industries tailored to the electricity, gas, oil, and district heating sectors, engineering, automobile, and automotive supply and logistics sectors. The company's segments include Energy Management, which offers intelligent solutions for utility companies in the electricity, gas, oil, and water sectors; the Production Management segment provides solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. It generates maximum revenue from the Energy Management segment.

74GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60

Price

€27.25

GF Value

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