PSI Software SE (FRA:PSAN) ROE %: -121.73% (As of Sep. 2025)


FRA:PSAN PSI Software SE FRA:PSAN
71 GF Score
Price €44.20
GF Value €27.74
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PSI Software SE ROE %?

PSI Software SE FRA:PSAN -1.56% 71 ROE % is -121.73% as of Sep. 2025. GuruFocus rates FRA:PSAN with a GF Score™ of 71/100 and a GF Value™ of €27.74 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 2,682 Software companies, PSI Software SE ranks worse than 81.73% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. PSI Software SE's annualized net income for the quarter that ended in Sep. 2025 was €-99.5 Mil. PSI Software SE's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was €81.8 Mil. Therefore, PSI Software SE's annualized ROE % for the quarter that ended in Sep. 2025 was -121.73%.

The historical rank and industry rank for PSI Software SE's ROE % or its related term are showing as below:

FRA:PSAN' s ROE % Range Over the Past 10 Years
Min: -26.1   Med: 11.04   Max: 15.74
Current: -26.1

During the past 13 years, PSI Software SE's highest ROE % was 15.74%. The lowest was -26.10%. And the median was 11.04%.

FRA:PSAN's ROE % is ranked worse than
81.73% of 2682 companies
in the Software industry
Industry Median: 4.72 vs FRA:PSAN: -26.10

PSI Software SE  (FRA:PSAN) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=-99.54/81.768
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-99.54 / 282.816)*(282.816 / 281.7505)*(281.7505 / 81.768)
=Net Margin %*Asset Turnover*Equity Multiplier
=-35.2 %*1.0038*3.4457
=ROA %*Equity Multiplier
=-35.33 %*3.4457
=-121.73 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=-99.54/81.768
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-99.54 / -91.608) * (-91.608 / -89.828) * (-89.828 / 282.816) * (282.816 / 281.7505) * (281.7505 / 81.768)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.0866 * 1.0198 * -31.76 % * 1.0038 * 3.4457
=-121.73 %

Note: The net income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


PSI Software SE ROE % Related Terms


PSI Software SE ROE % Historical Data

* Premium members only.

The historical data trend for PSI Software SE's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSI Software SE ROE % Chart

PSI Software SE Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.55 14.73 8.29 0.28 -20.23

PSI Software SE Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.19 13.90 1.13 -7.19 -121.73

FRA:PSAN vs CRM, SHOP, UBER: ROE % Comparison

For the Software - Application subindustry, PSI Software SE's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSI Software SE ROE % vs Software Industry

For the Software industry and Technology sector, PSI Software SE's ROE % distribution charts can be found below:

* The bar in red indicates where PSI Software SE's ROE % falls into.


FRA:PSAN
71GF Score
PSI Software SE FRA:PSAN
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PSI Software SE ROE % Calculation

PSI Software SE's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=-20.956/( (111.726+95.401)/ 2 )
=-20.956/103.5635
=-20.23 %

PSI Software SE's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=-99.54/( (93.028+70.508)/ 2 )
=-99.54/81.768
=-121.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -121.73% mean?
PSI Software SE (FRA:PSAN) has a ROE % of -121.73% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on PSI Software SE and its competitors. According to the industry distribution chart, PSI Software SE ranks #2192 out of 2682 companies in the Software industry, placing it in the top 81.7%.
Is PSI Software SE's ROE % too high?
PSI Software SE's current ROE % is -121.73%. Based on the distribution chart, PSI Software SE ranks #2192 out of 2682 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PSI Software SE has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSI Software SE's ROE % compare to CRM and SHOP?
According to the Software industry distribution chart, PSI Software SE ranks #2192 out of 2682 companies for ROE %. This places PSI Software SE in the lower half of its industry. The industry median ROE % is 4.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.72, based on 2,682 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on PSI Software SE and its competitors. For the Software industry, the median ROE % is 4.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSI Software SE's current ROE % is -121.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSI Software SE stock overvalued right now?
Based on GuruFocus' analysis, PSI Software SE (FRA:PSAN) is currently considered Significantly Overvalued. The stock's GF Value™ is €27.74, compared to a current price of €44.20 — trading 59.3% above its estimated fair value. The current ROE % is -121.73%. PSI Software SE's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For PSI Software SE (FRA:PSAN), the current ROE % is -121.73% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSI Software SE (FRA:PSAN) Overvalued in 2026?

Based on GuruFocus' analysis, PSI Software SE stock appears to be overvalued. The current stock price of €44.20 is trading 59.3% above its estimated GF Value™ of €27.74. GuruFocus considers PSI Software SE to be Significantly Overvalued.

Key valuation signals for FRA:PSAN:

  • ROE %: -121.73%
  • GF Value™: €27.74 vs. price of €44.20 (59.3% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:PSAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSI Software SE Business Description

Other Exchanges 0KUR:UKPSAN:Germany
Address Dircksenstrasse 42- 44, Berlin, BB, DEU, 10178
PSI Software SE is a software producer in process control and information systems. Its core business consists of process control and information systems for managing energy and material flows in industries tailored to the electricity, gas, oil, and district heating sectors, engineering, automobile, and automotive supply and logistics sectors. The company's segments include Energy Management, which offers intelligent solutions for utility companies in the electricity, gas, oil, and water sectors; the Production Management segment provides solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. It generates maximum revenue from the Energy Management segment.
71GF Score

Get the complete analysis for FRA:PSAN

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.20
Price
€27.74
GF Value