PSI Software SE (FRA:PSAN) Long-Term Debt: €6.1 Mil (As of Dec. 2025)

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FRA:PSAN PSI Software SE FRA:PSAN
74 GF Score
Price €44.60
GF Value €28.89
Valuation Significantly Overvalued
! 8 Warning Signs
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What is PSI Software SE Long-Term Debt?

PSI Software SE FRA:PSAN -1.55% 74 Long-Term Debt is €6.1 Mil as of Dec. 2025. GuruFocus rates FRA:PSAN with a GF Score™ of 74/100 and a GF Value™ of €28.89 (Significantly Overvalued). The stock has 8 warning signs investors should review.

PSI Software SE's Long-Term Debt for the quarter that ended in Dec. 2025 was €6.1 Mil.

PSI Software SE's quarterly Long-Term Debt declined from Jun. 2025 (€7.9 Mil) to Sep. 2025 (€7.0 Mil) and declined from Sep. 2025 (€7.0 Mil) to Dec. 2025 (€6.1 Mil).

PSI Software SE's annual Long-Term Debt declined from Dec. 2023 (€13.2 Mil) to Dec. 2024 (€9.6 Mil) and declined from Dec. 2024 (€9.6 Mil) to Dec. 2025 (€6.1 Mil).

PSI Software SE  (FRA:PSAN) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

PSI Software SE Long-Term Debt Related Terms

PSI Software SE Long-Term Debt Historical Data

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The historical data trend for PSI Software SE's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSI Software SE Long-Term Debt Chart

PSI Software SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.88 0.08 13.19 9.64 6.13

PSI Software SE Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.64 8.76 7.89 7.01 6.13
FRA:PSAN
74GF Score
PSI Software SE FRA:PSAN
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €6.1 Mil mean?
PSI Software SE (FRA:PSAN) has a Long-Term Debt of €6.1 Mil as of Dec. 2025.
Is PSI Software SE's Long-Term Debt too high?
PSI Software SE's current Long-Term Debt is €6.1 Mil. Overall, PSI Software SE has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSI Software SE's Long-Term Debt compare to UBER and SHOP?
PSI Software SE's Long-Term Debt of €6.1 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. PSI Software SE's current Long-Term Debt is €6.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSI Software SE stock overvalued right now?
Based on GuruFocus' analysis, PSI Software SE (FRA:PSAN) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.89, compared to a current price of €44.60 — trading 54.4% above its estimated fair value. The current Long-Term Debt is €6.1 Mil. PSI Software SE's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For PSI Software SE (FRA:PSAN), the current Long-Term Debt is €6.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSI Software SE (FRA:PSAN) Overvalued in 2026?

Based on GuruFocus' analysis, PSI Software SE stock appears to be overvalued. The current stock price of €44.60 is trading 54.4% above its estimated GF Value™ of €28.89. GuruFocus considers PSI Software SE to be Significantly Overvalued.

Key valuation signals for FRA:PSAN:

  • Long-Term Debt: €6.1 Mil
  • GF Value™: €28.89 vs. price of €44.60 (54.4% above fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the FRA:PSAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PSI Software SE Business Description

Other Exchanges 0KUR:UKPSAN:Germany
Address Dircksenstrasse 42- 44, Berlin, BB, DEU, 10178
PSI Software SE is a software producer in process control and information systems. Its core business consists of process control and information systems for managing energy and material flows in industries tailored to the electricity, gas, oil, and district heating sectors, engineering, automobile, and automotive supply and logistics sectors. The company's segments include Energy Management, which offers intelligent solutions for utility companies in the electricity, gas, oil, and water sectors; the Production Management segment provides solutions for planning and controlling production processes in metals production, logistics, mechanical engineering, and automotive manufacturing. It generates maximum revenue from the Energy Management segment.
74GF Score

Get the complete analysis for FRA:PSAN

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.60
Price
€28.89
GF Value