I&M Group (NAI:IMH) Interest Expense: KES-23,314 Mil (TTM As of Mar. 2026)

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NAI:IMH I&M Group PLC NAI:IMH
80 GF Score
Price KES68.00
GF Value KES38.87
Valuation Significantly Overvalued
! 4 Warning Signs
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What is I&M Group Interest Expense?

I&M Group NAI:IMH -1.09% 80 Interest Expense is KES-23,314 Mil as of Mar. 2026. GuruFocus rates NAI:IMH with a GF Score™ of 80/100 and a GF Value™ of KES38.87 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. I&M Group's interest expense for the three months ended in Mar. 2026 was KES -6,174 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was KES-23,314 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. I&M Group's Operating Income for the three months ended in Mar. 2026 was KES Mil. I&M Group's Interest Expense for the three months ended in Mar. 2026 was KES Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

I&M Group Interest Expense Historical Data

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The historical data trend for I&M Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

I&M Group Interest Expense Chart

I&M Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -12,204.57 -14,406.68 -21,828.11 -30,543.16 -23,240.89

I&M Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6,101.23 -5,561.40 -5,820.93 -5,757.33 -6,173.99
NAI:IMH
80GF Score
I&M Group PLC NAI:IMH
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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I&M Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KES-23,314 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of KES-23,314 Mil mean?
I&M Group (NAI:IMH) has a Interest Expense of KES-23,314 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on I&M Group and its competitors.
Is I&M Group's Interest Expense too high?
I&M Group's current Interest Expense is KES-23,314 Mil. Overall, I&M Group has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does I&M Group's Interest Expense compare to competitors?
I&M Group's Interest Expense of KES-23,314 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on I&M Group and its competitors. I&M Group's current Interest Expense is KES-23,314 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I&M Group stock overvalued right now?
Based on GuruFocus' analysis, I&M Group (NAI:IMH) is currently considered Significantly Overvalued. The stock's GF Value™ is KES38.87, compared to a current price of KES68.00 — trading 74.9% above its estimated fair value. The current Interest Expense is KES-23,314 Mil. I&M Group's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For I&M Group (NAI:IMH), the current Interest Expense is KES-23,314 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is I&M Group (NAI:IMH) Overvalued in 2026?

Based on GuruFocus' analysis, I&M Group stock appears to be overvalued. The current stock price of KES68.00 is trading 74.9% above its estimated GF Value™ of KES38.87. GuruFocus considers I&M Group to be Significantly Overvalued.

Key valuation signals for NAI:IMH:

  • Interest Expense: KES-23,314 Mil
  • GF Value™: KES38.87 vs. price of KES68.00 (74.9% above fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the NAI:IMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

I&M Group Business Description

Address 1 Park Avenue, 1st Parklands Avenue, P.O. Box 30238, Nairobi, KEN, 00100
I&M Group PLC is a non-operating holding company, along with its subsidiaries, providing banking, financial, and related services. The group operations are divided into five geographical segments: Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services.
80GF Score

Get the complete analysis for NAI:IMH

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES68.00
Price
KES38.87
GF Value