I&M Group (NAI:IMH) ROC %: % (As of Mar. 2026)


NAI:IMH I&M Group PLC NAI:IMH
78 GF Score
Price KES65.75
GF Value KES38.45
Valuation Significantly Overvalued
! 4 Warning Signs
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What is I&M Group ROC %?

I&M Group NAI:IMH +8.68% 78 ROC % is % as of Mar. 2026. GuruFocus rates NAI:IMH with a GF Score™ of 78/100 and a GF Value™ of KES38.45 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

NAI:IMH
78GF Score
I&M Group PLC NAI:IMH
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
I&M Group (NAI:IMH) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on I&M Group and its competitors.
Is I&M Group's ROC % too high?
I&M Group's current ROC % is %. Overall, I&M Group has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does I&M Group's ROC % compare to competitors?
I&M Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on I&M Group and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. I&M Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is I&M Group stock overvalued right now?
Based on GuruFocus' analysis, I&M Group (NAI:IMH) is currently considered Significantly Overvalued. The stock's GF Value™ is KES38.45, compared to a current price of KES65.75 — trading 71% above its estimated fair value. The current ROC % is %. I&M Group's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For I&M Group (NAI:IMH), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is I&M Group (NAI:IMH) Overvalued in 2026?

Based on GuruFocus' analysis, I&M Group stock appears to be overvalued. The current stock price of KES65.75 is trading 71% above its estimated GF Value™ of KES38.45. GuruFocus considers I&M Group to be Significantly Overvalued.

Key valuation signals for NAI:IMH:

  • ROC %: %
  • GF Value™: KES38.45 vs. price of KES65.75 (71% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the NAI:IMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

I&M Group Business Description

Address 1 Park Avenue, 1st Parklands Avenue, P.O. Box 30238, Nairobi, KEN, 00100
I&M Group PLC is a non-operating holding company, along with its subsidiaries, providing banking, financial, and related services. The group operations are divided into five geographical segments: Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services.
78GF Score

Get the complete analysis for NAI:IMH

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES65.75
Price
KES38.45
GF Value